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Customer RatingsBajaj Platina Insurance Online
Bajaj is one of the largest two-wheeler manufacturers in the world and their reputation is built on the superb commuter bikes that make life easy for millions of Indians. Among their stylish economy models, the Platina motorcycles have been quite popular for many years now. Backed by a legacy of almost two decades, Bajaj Platina is the quintessential commuter bike for people looking for lightweight, affordable and reliable motorcycles that consume very little petrol. The bike is especially a huge hit among those who need to travel often. Bajaj Platina sells by tens of thousands every year and is a big revenue generator for the brand.
Popular Bajaj Platina Variants
Types of Bajaj Platina Insurance HDFC ERGO Offers
At HDFC ERGO, we constantly strive to offer the best insurance products to the widest range of customers that we can. And we are aware that Bajaj Platina has been a key player in the commuter bike segment for long. This is the reason why we have all kinds of bike insurance offerings to meet your needs. If you are looking to get Bajaj Platina bike insurance, you can choose from the following.
If you are planning to use your bike regularly, we advise you to buy a comprehensive plan, be it for a single year or a maximum of three years. The long-term policy is ideal for those who wish to avoid renewal hassles. Being an all-in-one package deal, this policy offers you:
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
As per the law, you are required to hold at least a third party bike insurance policy. This is meant to cover the risk of other people who might get affected in an accident involving your bike. In the absence of this insurance, you might be issued a challan by the traffic police and even face jail time in extreme cases. Our third party policy covers you for:
Personal accident cover
Third-party property damage
Injury to a third-party person
If you are looking to get cover for your bike only because you still have third party cover from when you purchased the Bajaj Platina, you can choose the standalone own damage bike insurance cover. With this policy, you will get:
Accident, theft, fire etc
Natural calamities
Choice of add-ons
This is the perfect policy if you are the proud owner of a brand-new Bajaj Platina bike. You get 5 years of third party liability insurance as well as 1 year’s own damage cover, with this plan. This bike insurance policy covers:
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
Inclusion & Exclusions of Bajaj Platina Insurance
Bajaj Platina is one of the best-settling bikes in India and has been clocking appreciable sales numbers over the last few years. This is the reason why we have introduced a range of insurance products for this bike. With our comprehensive bike insurance policy for Bajaj Platina, you will get numerous inclusions.
Accidents
Road accidents are common in the country too, considering that there are so many vehicles out on the streets and not everyone is a responsible driver. With our comprehensive bike insurance policy
Theft
Bike theft is not only a common crime in India, but also leads to immense financial loss and mental stress. Hence, we offer compensation in case of bike theft with our comprehensive car insurance plan.
Natural/Manmade Calamities
Natural calamity like flood, earthquake etc. can cause damage to your bike, just like manmade calamities such as riots and attempted burglaries. We will cover the cost to repair your bike in such cases.
Personal Accident
Considering that the cost of quality medical care is super high in India, the Insurance Regulatory and Development Authority of India has mandated that every vehicle owner-driver should have personal accident cover of INR 15 lakhs. Hence, our policy includes the same.
Third Party Liability
The Motor Vehicles Act mandates that every vehicle must carry third party insurance, which will cover claims made by third parties against any property damage or personal damage like injury, disability or death.
While our Bajaj Platina bike insurance plan is designed to cover as many adversities as possible, we cannot help you in a few situations. These exclusions are:
Depreciation
Depreciation of your vehicle arising out of its regular usage will not be covered by the policy. However, we offer a zero depreciation add-on that will offset the deduction we need to make from your claim because of depreciation.
Government charges
Government charges like registration fees, taxes, parking charges and other levies are also not covered by the bike insurance policy. However, if you buy a return to invoice add-on cover, you will get compensation for these.
Electrical & Mechanical Breakdown
Bajaj recommends that you get your bike serviced on a regular basis as its systems can experience a breakdown if you do not do so. Such breakdowns are not included in the cover offered by our bike insurance policy.
Illegal Driving
Breaking the law cannot be covered by an insurance policy, so if you are found to be drunk driving or driving without proper documentation or if you use a private vehicle for commercial purposes, such activities are not covered by us.
How to Renew Bajaj Platina Insurance?
Renewing your bike insurance policy is a piece of cake with HDFC ERGO. All you need to do is follow this five-step online policy renewal process and the job will be done in hardly any time.
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
Over the years, HDFC ERGO has earned a special place in the motor insurance sector. We not only focus on developing the best insurance products, but also aim to delight customers at every step. Here are just a few reasons why you can rely on HDFC ERGO:
Affordable premium
The reason why our customers are super satisfied is because we are always ready to offer best in class discounts. For all members of automobile associations, we offer a 5% discount, and another 5% for vehicles that have anti-theft devices. We also offer NCB discounts, which can be as high as 50%, over a period of 5 years.
Technology powered business operations
We have always tried to incorporate new technologies in all our business operations as we try to keep customer interactions simple and business processes fast and smooth. This is the reason why we have introduced online policy renewal system, app-based claims filing, etc.
Easy claims
This reflects in the fact that there are more than 1 crore customers in our family, and we have among the highest claims processing rates in India.
Hassle-free transition from other insurance providers
If you already own an insurance policy from any other company and want to move to HDFC ERGO, we offer a very smooth transition experience. There will be no breakage in cover, and we will also honour your NCB. We have tried to keep the paperwork as simple as possible too.
Cashless assistance
The fact that we have 2000 plus cashless garages means that you will always have help at hand no matter where you go.
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