Two Wheeler Insurance with HDFC ERGO
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Annual Premium starting

at just ₹538*
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Home / Two Wheeler Insurance / Bajaj Two Wheeler Insurance / Discover Insurance

Bajaj Discover Insurance Online

Bajaj Discover Two Wheeler Insurance

Bajaj has been one of the leading manufacturers in the market for commuter bikes in India for a long time now. Bajaj is one of the few homegrown manufacturers which is putting up a tough fight against international brands. The Discover commuter bike series is now steadily filling the spot left behind by the iconic Pulsar range and is attracting a lot of attention thanks to its high-quality performance and affordable pricing.

Currently, there are four Bajaj Discover models in the market, and the company is bringing in great mileage and the latest bike engine technology to this sector with this series. Read on to know more about the different models in the line-up and bike insurance for your Bajaj Discover.

Popular Bajaj Discover Models

1
Bajaj Discover 110
The Discover 110 was introduced as a premium commuter bike.. It is powered by a 115cc air-cooled single-cylinder engine and comes with a semi-digital instrument cluster, and the patented Bajaj DTS-i twin spark technology. The Discover 110 has a stylish design and is available in red, blue or black. The bike was updated with the CBS anti-skid technology, a variant that is priced at Rs.53,274 (ex-showroom price, may vary) which is Rs.564 more than the standard 110 model. Although the production has been discontinued as of March 2020, the Bajaj Discover 110 BS6 compliant bike will be introduced next year in India.
2
Bajaj Discover 125
The Discover 125 is a solid, powerful, yet affordable commuter bike that undercuts a number of its rivals in the sector. The older Bajaj Discover 125 has also been discontinued as of March 2020, but will be replaced by the new emission norms-compliant Discover 125 BS6 in the next year or so. The new model will be powered by a 125cc engine and will have similar specs as the older version. The drum brake variant is priced at Rs.58,003 and the disc brake version is priced at Rs.61,504 (ex-showroom prices, Delhi). The bike sports snazzy graphics, revoked headlights, tail light bezel, dual-tone seat and colour options of blue, red, black and grey.
3
Bajaj Discover 125 ST
The Discover 125 ST was Bajaj’s attempt at livening up the commuter bike sector. The bike is based on the 125 chassis, with certain modifications to account for the monoshock. The 125 ST is a more imposing and muscular-looking version of the ST, in terms of design but is actually more compact in terms of dimensions. The engine is the same unit but accommodates four valves. The notable feature is that the new seat that is a bit lower than the standard Discover is more comfortable. The price tag of Rs.57,703 (ex-showroom, Delhi) rivals the Hero Glamour and TVS Phoenix.
4
Bajaj Discover 150
The Bajaj Discover 150 standard model was discontinued in August 2017, but a new BS6 version is coming to the market in the next year or so. The two models of the Discover 150 were the Discover 150 ST and the 150F. Both models ran on the same engine, but they differed significantly in design and look. The new BS6 model will be priced at Rs.75,253 in India (ex-showroom), while the older 150S retailed at Rs.54,521 for the drum variant and Rs.57,630 for the front disc variant. The Discover 150 delivered improved design and powerful performance that bridged the gap between the commuter bike sector and the premium sports bike sector. The 144.8cc, OHC, four-stroke engine and DTS-i technology delivered a better fuel economy in this 150cc bike.

Types of Bajaj Discover Insurance HDFC ERGO Offers

As a bike owner, buying bike insurance for your Bajaj Discover should be one of the top priorities. Since there is an overwhelming number of insurance options in the market today, it can get tough to make a decision. In times of doubt, always go with quality and variety. HDFC ERGO insurance offers a vast range of add-ons and insurance products. You can find single or multi-year policies, own-damage cover and 5-year third party bike insurance cover. Here is an overview of the different options.

Multi-year comprehensive insurance, as the name suggests, gives you all-around protection against third-parts as well as your own damages. As a policyholder, you can choose the term from options like one, two or even three years. However, policy renewal may be an unwanted hassle for many. To avoid that, you can just go for the three-year term, to begin with. You can even customize your plan to extend your protection. Here is what the policy plan includes:

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

Third-party insurance is a financial safeguard against liabilities related to any damage caused by you to a third party. The liabilities include damage to the bike, injuries or disablement, or property loss. Third-party insurance for Bajaj Discover bike is a fundamental insurance cover that is mandated by the Government, without which you will be fined Rs.2000. Here is what it includes:

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

Standalone own damage bike insurance that protects damage to your own property covers incidents such as natural or man-made calamities, theft or damage sustained in an accident. This cover is a good way to get more protection out of your insurance policy. Here is what it includes:

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

The brand new bike insurance cover for newly-purchased Bajaj Discover bikes can offer you 1 year’s worth of protection against the loss of your own bike, and 5 years’ worth of protection against damage to a third party. Here is what the plan will cover.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of Bajaj Discover Insurance

Insurance coverage will differ depending on the policy that you have chosen. For instance, strictly third party bike insurance can only protect you in the event that a third party has sustained damages in an accident. Meanwhile, a comprehensive bike insurance for Bajaj Discover can cover all the following possible events:

Accidents

Accidents

You will not have to worry about the hit your finances will take if you get into an accident.

Fire & Explosion

Fire & Explosion

If there is a fire or an explosion and your bike is damaged or beyond repair, this cover will protect your funds.

Theft

Theft

In case your Bajaj Discover bike is stolen, this cover will ensure that you are compensated with the insured declared value of your bike.

Calamities

Natural/Manmade Calamities

Any damage sustained due to riots, earthquakes, hurricanes, etc, is covered under this.

Personal Accident

Personal Accident

A personal accident cover can handle the medical expenses you may face in case you are injured in an accident. The cover can go up to Rs.15 lakhs.

Third Party Liability

Third Party Liability

As mentioned before, this component takes care of the financial liabilities you may have to deal with in case you or your vehicle damage a third party or their property in an incident.

How to Renew Bajaj Discover Insurance?

While renewing your bike insurance from time to time may seem like an unnecessary headache, it is actually much simpler than one would imagine. Thanks to online facilities, you can renew your Bajaj Discover bike insurance policy in a matter of minutes, from anywhere at all. Here are the fours steps you need to follow:

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

One of the top two-wheeler insurance providers in the country, HDFC ERGO can provide you with the insurance your bike needs and gift you a number of benefits along the way. We can offer you a wide variety of features at amazing rates, the likes of which you won’t find anywhere else in India. Some of our unique features include app-based claims, AI assistance, cashless garages across the country, and engine protection. And that’s not all! Here are some solid reasons why you should consider HDFC ERGO for the best bike insurance:

24x7 roadside assistance

24x7 roadside assistance

When your car breaks down and you’re stuck in an unfamiliar location or are stranded by the roadside, our 24x7 roadside assistance facility can come to your rescue wherever you may be.

Easy claims

Easy claims

Our same-day claim processing rates are at a reassuring rate of 50%; we assure you that we will take good care of you. As a plus, we even offer self-inspection and paperless claim settlement.

Overnight repair service

Overnight repair service

Time is everything, and our overnight repair services will ensure that you get your vehicle back in working condition as soon as possible.

Cashless assistance

Cashless assistance

Our vast network of over 2000 network garages across India means that you will get the help you need in practically any location, and all the transactions will even be cashless.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


Here are the fours steps you need to follow to renew your bike insurance:
Step 1 - Go to the HDFC ERGO website. Choose the ‘buy or renew your policy’ option.
Step 2 – Fill in the pertinent information, such as bike registration details, previous policy details and city
Step 3 – Enter your email address and contact number to get the policy quote.
Step 4 – Complete the payment process, and you’re all set!
In India, only third-party liability insurance is absolutely compulsory. However, it doesn’t hurt to get extra protection in the form of comprehensive bike insurance or add-on covers such as Zero Depreciation or Emergency Roadside Assistance.
Given that different bike variants are priced differently, according to their performance and features, it goes without saying that the insurance policies will also be priced differently. For instance, the Discover 110 bike which is priced at Rs.53,274 will have lower insurance costs. Meanwhile, the upcoming 150 BS6 model, which carries more features and is a newer introduction, will cost you more to insure. However, third-party insurance covers are regulated by the IRDAI, and the insurance costs are uniform across different vehicles, so that is one less thing to worry about.
It is vital that you are aware of what is not included in your Bajaj Discover bike insurance policy, so that you do not have to face the disappointment of your claim getting rejected. Some of the typical policy exclusions include costs related to the depreciation of bike parts, expenses due to the natural wear and tear of your vehicle, electrical or mechanical breakdowns, and costs for damages incurred while driving under the influence, driving without a license and other such illegal behaviours.