KTM Duke bikes are popular due to their world class quality, which is the focus of KTM AG, the Austria based manufacturer. Almost 90 years old, this company produces sports and regular bikes and is a successful global brand. KTM forayed into a partnership with Bajaj in 2007 and currently manufactures and sells various KTM bike models in India. The bikes are available at a starting price of more than INR 1.5 lakhs. They are popular for their sporty look, good performance and premium category features. So, if you want a blend of style and function, these bikes are for you. Due to a wide network of service centres and easy availability of spare parts, you would be tension-free regarding the after sales services too.
Currently, KTM & Bajaj manufacturers sell popular KTM motorcycles like Duke 790, Duke 390, Duke 250, Duke 200, RC 390 and RC 200 models in India.
At HDFC ERGO, you will get a wide range of plans depending on your bike insurance requirements. Since KTM Duke is a premium category bike, you should get it covered sufficiently, so that in case of any damage, you can claim for the entire repair cost. For your KTM Duke bike insurance, you can choose from below policies:
The KTM Duke bikes are expensive and a damage or replacement of spare parts can cost you quite a lot of money. If you use it for regular commuting, you should opt for a comprehensive bike insurance plan, with an annual own damage component. The third-party component would be valid for five years under the compulsory long-term policy rule. It would be helpful for you as you do not have to renew the third party policy every year.
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
For taking your bike out on the road, you need to have a multi-year third party bike insurance policy which has a validity of five years. This policy is a legal requirement and its absence can result in a penalty of fines or imprisonment or both, depending on the circumstances. The third party KTM Duke bike insurance policy will protect you from financial and legal liabilities if there is an accident with a third-party and your insured bike. You will be covered for:
Accident, theft, fire etc
Natural calamities
Choice of add-ons
You can opt for a standalone own damage bike insurance cover if you have already bought a compulsory long-term third-party policy. With this policy, you can get:
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
This is a suitable policy if you have recently bought a KTM Duke bike. Under this bike insurance policy, you will get a third-party liability cover of 5 years and an annual own damage cover. This plan will provide compensation for:
Personal accident cover
Third-party property damage
Injury to a third-party person
Your KTM Duke bike insurance will give you financial compensation for a variety of unexpected occurrences, which are known as inclusions. These are:
In case you get involved in an accident with a third-party and your bike gets damaged, you will get covered for the repair cost. You will have access to network garages and service centres all over India for cashless claim.
You will get the sum insured in case your bike gets stolen and is declared non-traceable by the police.
Natural disasters like floods, cyclones, landslides, tornados, thunderstorms, etc. are unpredictable and can cause severe damages. During incidents like riot, agitation, vandalism, etc. which are manmade, your bike can get damaged if you get stuck in the middle of such an incident. HDFC ERGO own damage bike insurance policy would pay for the repair costs or the total sum insured if the bike is damaged beyond repair.
Riding a bike makes you more vulnerable to accidents compared to four wheelers. So, IRDAI has made it compulsory for bike riders to buy a personal accident cover with a sum insured of up to INR 15 lakhs.
In case the third-party raises any claim related to their medical expenses or property damage, your insurer would pay them the monetary compensation. If there is any legal issue against you after an accident, the insurer would take care to settle that too.
Online renewal of your KTM Duke bike insurance policy is an easy process. You just need to visit the HDFC ERGO website and follow the instructions provided. It does not require submission of any hard copy. The advantage of this online process is that you do not have to visit our branch in-person for submission of documents or follow up.
HDFC ERGO is one of the most popular two-wheeler insurance providers in India due to the available plans and quality of service. You can get a suitable policy for your preferred KTM duke model from us. The reasons why you should choose HDFC ERGO as your bike insurance provider are:
You can save up to 70% on two wheeler insurance premium. Visit the website to know about the eligibility in details.
The comprehensive KTM Duke bike insurance policy comes with a roadside assistance feature. Depending upon the location, a mechanic from the company’s network garages will come to assist you in case of flat tyres or if you run out of fuel.
HDFC ERGO has a network of 1900+ garages all over India. This means, no matter where your bike acts up, you can get help readily.
Get doorstep repair service for your two-wheeler for certain repair works. You do not need to go to a garage or get your bike towed. HDFC ERGO garage partners will come to your home to fix your two-wheeler related problems.
HDFC ERGO has the highest claim settlement ratio compared to its competitors in the insurance domain. The settlement process is also easy if you file it online.