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Home / Two Wheeler Insurance / TVS Two Wheeler Insurance Online / TVS Zest 110 Two Wheeler Insurance

TVS Zest 110 Two Wheeler Insurance

TVS Zest 110 insurance

The TVS Zest 110 is a very versatile scooter, quite popular in its segment in India. In order to make the most out of your two-wheeler-owning experience, you have to take care of your vehicle and its related aspects at all times, one of which includes investing in proper TVS Zest 110 insurance. Motor insurance can protect you financially against damages or losses caused to your vehicle or a third party in an accident or other unforeseen events. Safety begins with the right precautionary measures and having a good TVS Zest 110 scooty insurance is one of them. Let us help you understand everything you need to know about TVS Zest insurance, including its price, features, online TVS Zest 110 insurance renewal process, etc.

Features of TVS Zest 110 Insurance

Here are some of the most noteworthy features of TVS Zest 110 scooty insurance;

Key Feature Details
Own damage cover Covers damages or losses caused to the insured vehicle by accidents and man-made or natural calamities.
Third-party damage cover Takes care of damages or losses caused to third-party property and individuals.
Multiple add-on choices Lets you choose from a wide range of useful add-ons for your TVS Zest 110.a 6G which may include zero depreciation, engine protection, etc. Such add-ons can significantly benefit your coverage.
Easy claim settlements The simple and fast claim settlement process saves you a lot of time, so you can keep riding without any hindrance.
No Claim Bonus Under the No Claim Bonus (NCB) feature, you can save up to 50% on your TVS Zest 110 insurance premium.
Cashless garages Offers seamless repairs under the cashless claim feature through a wide network of partnered garages.

Benefits of TVS Zest 110 Insurance

Having the right TVS Zest 110 insurance can be extremely beneficial for you. Here are some key benefits that it can offer;

Benefits Details
Affordable protection TVS Zest insurance is affordable and offers a great value of protection for the price paid. Additionally, with timely renewals and the No Claim Bonus feature, it can become up to 50% cheaper.
Comprehensive cover With comprehensive TVS Zest 110 scooty insurance, you not only get coverage for third-party liabilities but also for damages or losses caused to your insured two-wheeler by accidents, theft, fire, natural calamities, etc.
Keeps you financially afloat Accidental damages or losses to two-wheelers can happen to anyone, and tackling the cost of repairs after such incidents can be financially straining. With TVS Zest 110 two wheeler insurance, the insurer will take care of the expenses for the damages or losses caused by any insured peril.
Ease of repair The TVS Zest 110 insurance makes repairs easy with features and facilities like door-step two-wheeler repairs and emergency roadside assistance (add-on benefit). Additionally, HDFC ERGO has over 2000 cashless network garages across India, making hassle-free cashless repairs more accessible.
Avoid penalties on the road Having valid motor insurance for your TVS Zest 110 is mandatory by the law if you want to legally operate it on Indian roads. Riding your scooter without one is illegal and punishable. With valid motor insurance, you will be able to avoid such hefty fines and penalties.
Policy customisation HDFC ERGO lets you customise your policy as per your needs and budget. Besides IDV customisation, the comprehensive TVS Zest 110 insurance lets you choose from 8 useful add-ons, like Zero Depreciation, NCB Protection, Emergency Assistance Cover, etc.

Types of TVS Zest 110 Insurance HDFC ERGO Offers

HDFC ERGO offers four main types of TVS Zest 110 two wheeler insurance, namely;

1
Comprehensive Insurance
The comprehensive TVS Zest 110 insurance plan is an all-rounder option because it offers cover for third-party liability and, also, protects your scooter against damages caused by accidents, theft, fire, man-made or natural calamities and more. Though it is a bit costly, it offers the most elaborate protection. Additionally, you can extend your coverage by including add-ons to your comprehensive TVS Zest 110 scooty insurance policy.
2
Third-party Insurance
The third party insurance the cheapest and the most basic coverage plan that only offers coverage for damages or losses caused to a third-party property or individual. As per the Motor Vehicles Act of 1988, having motor insurance with at least third-party liability cover is mandatory in India.
3
Standalone Own
Damage Cover
The standalone own damage cover for scooters only offers coverage for the damages or losses caused to the insured vehicle by accidents, theft, fire, man-made or natural disasters, etc. It doesn’t offer any coverage for third-party liabilities. Buy standalone OD TVS Zest Insurance online on HDFC ERGO.
4
Cover for Brand New Two-Wheeler
If you are buying a brand new TVS Zest 110 and not a second-hand one, then you can purchase this policy. It offers coverage against damages or losses to your own scooter for one year alongside a 5-year cover against damages or losses to a third party.

TVS Zest 110 - Overview & USPs

Since its initial release back in 2014, the TVS Zest 110 has made a name for itself in the 110cc segment for scooters in India. Here is a quick overview and some USPs of this brilliant two-wheeler from TVS;

1
Lightweight & Manoeuvrability
One of the key advantages of the TVS Zest 110 is that it is very lightweight, making it an ideal two-wheeler for beginners, especially the elderly. With a kerb weight of only 103 kg, you can easily steer it through busy traffic and narrow roads.
2
Comfortable Seating
The seating posture of the TVS Zest 110 is upright and simple. The position of the handlebar and 760 mm of seat height create a comfortable riding environment for both short and tall riders. For continued coverage, make sure to complete the TVS Zest 110 insurance renewal on time.
3
Decent Storage
Apart from being a reliable ride for daily commuting, the TVS Zest 110 is a very practical option when it comes to utilitarian purposes. It comes with a front storage compartment for quick and easy access to general storage needs on the go. Also, the 19 litres of under-seat storage makes the TVS Zest 110 a great storage-oriented scooter in its segment.
4
Budget-Friendly
When it comes to price, the TVS Zest 110 is one of the most affordable petrol scooters in the Indian market in its category. The starting price of this scooter is INR 73,501 (avg. ex-showroom) onwards for the Standard variant and goes up to INR 75,680 (avg. ex-showroom) for the Matte variant. You can purchase affordable TVS Zest Insurance online on HDFC ERGO.
5
Good Mileage
The TVS Zest 110 is equipped with a 5-litre fuel tank, which works out a decent mileage of 62*kmpl in general usage. This makes this scooter a very economical choice for individuals looking to save money on fuel-ups every month.
6
Easy Maintenance
The cost of parts and service and fuel economy make the maintenance of the TVS Zest 110 simple and affordable. Additionally, TVS offers a 5-year warranty for the TVS Zest 110 at no added cost, so you can be worry-free. Being 110cc, TVS Zest 110 insurance price will also be very affordable. As a responsible owner, don’t forget to complete the TVS Zest 110 insurance renewal online in a timely manner.

Need for TVS Zest 110 Insurance Policy

Whether you buy a new or a used two-wheeler, you are required to have valid motor insurance for it. Here’s why you need TVS Zest 110 insurance;

1
Law Compliance
One of the primary reasons behind the need for motor insurance for your scooter is that it is lawfully required according to the Motor Vehicles Act of 1988. This means that, in order to legally ride on Indian roads, all vehicle owners need to have valid motor insurance with at least third-party liability cover for their vehicle. Though TVS Zest 110 insurance price for the comprehensive plan is higher than the third-party policy, it offers a more elaborate protection.
2
Cover for Repair Costs
Repair costs for accidental damages to your vehicle can be very expensive and financially challenging to deal with. The monetary coverage under TVS Zest 110 scooty insurance can help you cover those unexpected expenses and get your scooter back in shape.
3
To Cover Third-party Damages
By law, vehicle owners are required to cover the damages or losses sustained by a third-party individual/property in an accident involving their vehicle. The third-party liability coverage under TVS Zest insurance can assist you in this regard. It covers expenses arising from physical injuries, property damages and death involving the third party.
4
Compensation for
Calamity-caused Damages
Natural or man-made disasters, like floods, earthquakes, vandalism, tsunamis, etc., can cause serious damage to your scooter. While they may be difficult to predict or dodge, you can still protect your two-wheeler against damages or losses caused by such events by purchasing TVS Zest 110 two wheeler insurance.
5
Wise Financial Move
Having TVS Zest 110 insurance for your scooter is an overall good financial choice. It can not only cover expenses related to accidental third-party or own damages but also help you comply with the law and avoid hefty fines and penalties on the road.
6
Peace of Mind
With valid TVS Zest 110 scooty insurance, you can ride safely and peacefully knowing you will be covered in case of any unforeseen events. It also makes it easier to get your scooter fixed, which significantly reduces downtime and enables you to get back on the road as soon as possible. Always stay covered by completing timely TVS Zest 110 insurance renewal.

Inclusion & Exclusions of TVS Zest 110 Insurance

When buying TVS Zest 110 insurance, you must understand what it does and doesn’t cover. Here are the general inclusions and exclusions of the TVS Zest insurance;

Accidents

Accidental Damages

Accidents on the road can happen to anyone. With TVS Zest 110 two wheeler insurance, you can rest assured because it covers expenses related to accidental damages.

Fire & Explosion

Fire & Explosion

Any damage or loss caused to your scooter by fire or explosion will be covered under the policy.

Theft

Theft

The TVS Zest 110 insurance also protects your scooter against theft. In case your bike gets stolen and is not recovered, the insurer will pay you an amount equal to the vehicle’s IDV.

Calamities

Natural/Manmade Calamities

Any damage or loss to your scooter due to natural or man-made calamities, like floods, riots, earthquakes, fire, etc., are covered under the policy. For continued coverage, make sure to get your TVS Zest 110 insurance renewal done on time.

Personal Accident

Personal Accident

You can get personal accident cover (optional) for up to INR 15 lakhs to take care of the treatment costs for your own injuries sustained in a two-wheeler accident.

Third Party Liability

Third Party Liability

Damages or losses caused to a third-party property or individual in an accident involving the insured vehicle are taken care of under the policy.

TVS Zest 110 Two Wheeler Insurance Add-ons

With HDFC ERGO’s comprehensive TVS Zest 110 insurance, you get the ability to choose from a selection of 8 practical two-wheeler add-ons, such as;

1
Zero Depreciation
The standard comprehensive bike policy does consider the rate of depreciation when settling two-wheeler insurance claims. However, with this add-on cover, you can receive the entire claim amount without deduction of the depreciation value.
2
Return to Invoice
In the event that your scooter is stolen or is beyond repair, this add-on cover enables you to receive a claim amount equaling the invoice value of your vehicle when you bought it.
3
No Claim Bonus (NCB) Protection
With the NCB protection add-on cover, you can raise a maximum of two claims within the policy year without losing out on your accumulated no claim bonus. This lets you retain your NCB despite making insurance claims during the policy tenure. Timely renewal is also important for retaining NCB, so complete your TVS Zest 110 insurance renewal online when the time comes.
4
Engine & Gear Box Protector
This add-on covers the cost of repairs and replacement of engine and gearbox child parts if they are damaged due to reasons like leakage of lubricating oil, water ingression, etc.
5
Emergency Assistance Cover
If you experience a scooter breakdown in the middle of the road, the round-the-clock emergency roadside assistance add-on cover lets you get the necessary support from us. It covers things like minor on-site repairs, tyre changes, towing charges, etc.
6
Cost of Consumables
The standard comprehensive plan doesn’t cover the cost of consumables. With this add-on, costs of consumable items, like brake oil, lubricants, engine oil, etc., needed in the repair will be covered.
7
EMI Protector
After an accident, if the insured scooter is kept in a garage for repairs for more than 30 days, the insurer will pay the EMI amount to the insured as per the policy under this add-on cover.
8
Cash Allowance
With this add-on cover, if the insured scooter is kept in the garage for repairs due to accidental damage by an insured peril, the insurer will pay a cash allowance equaling INR 200/day. This is paid for a maximum of 10 days in the event of partial loss-related repair only.

Calculate TVS Zest 110 Two Wheeler Insurance Premium

Multiple factors affect the overall TVS Zest 110 insurance price. To quickly find out the premium of your preferred type of TVS Zest 110 scooty insurance, you can utilise the two wheeler insurance premium calculato by HDFC ERGO. Here are the steps you need to follow;

1. Enter the details of the scooter, such as its make and model, registration year, registration city & RTO,

2. After filling in the details, click on “Get Quote”,

3. Choose the plan you want to purchase, like comprehensive, third-party or standalone OD,

4. Select the plan tenure along with add-ons (optional),

5. Edit the value of your scooter’s IDV and previous policy details (if applicable),

6. Finally, choose “Confirm & Proceed” to find out the TVS Zest 110 insurance price.

How to Buy/Renew TVS Zest 110 Insurance?

You can buy or renew your TVS Zest 110 scooty insurance offline or online with your preferred insurer. The online procedure is more convenient and easy. Here’s how to buy a new TVS Zest insurance online with HDFC ERGO;

1. Visit the official HDFC ERGO two wheeler insurance page,

2. At the top of the page, provide the details of your scooter, which you can do by simply entering its registration number or by choosing the vehicle’s make & model, and registration city, RTO & year.

3. On the next window, choose the policy and plan type that you want to buy,

4. Make any edits or customisation to the plan (if applicable) as per your preference,

5. Provide additional details required, such as past policy and claims details (if any),

6. Get a quote for the TVS Zest 110 insurance price and complete online payment.

Note: Once the payment is done, the policy details will be sent to your registered email or WhatsApp number.

The TVS Zest 110 insurance renewal online process is slightly different from buying a new policy. Here is the step-by-step procedure for HDFC ERGO TVS Zest 110 insurance renewal online;

1. Go to the official HDFC ERGO two wheeler insurance page,

2. Click on the “Renew Existing HDFC ERGO Policy” option,

3. Enter the existing policy number on the new webpage and press “Continue”,

4. Go through the policy details and make any changes that you want,

5. Finally, proceed to the online payment window and upon completion, the renewed policy details will be sent to you via email or WhatsApp.

If your existing TVS Zest insurance policy is not from HDFC ERGO, you can visit that particular insurer’s website to complete your TVS Zest 110 insurance renewal online.

Benefits of Buying TVS Zest 110 Insurance Online

Purchasing TVS Zest insurance online comes with a ton of plus points, such as;

1
Multiple options to choose from
Unlike offline, when you look for TVS Zest 110 scooty insurance online, you get a sea of insurers to choose from in just one click.
2
Transparent
Buying TVS Zest 110 insurance online is as transparent as it gets. You can buy directly from the insurer and not have to deal with a middleman or salesperson. Also, you can go through the price breakup and policy wording carefully at your own pace.
3
Pick & compare
Buying TVS Zest insurance online lets you easily pick and compare policies across insurers. This lets you find an ideal plan that fits your insurance needs in your desired budget.
4
Simple to use
The online process of buying TVS Zest 110 two wheeler insurance is simple to follow. It only involves a few clicks and literally anyone can do it.
5
Saves time
You can get instant quotes on your preferred TVS Zest 110 insurance price when buying online. Additionally, you don’t have to make rounds around offices or agents and can instead buy your policy from the comfort of your home.
6
Easy to manage
You can always stay up-to-date with your TVS Zest insurance via the insurer’s app/website. This also makes TVS Zest 110 insurance renewal online very convenient.

How to File TVS Zest 110 Insurance Claim?

To file a TVS Zest 110 insurance claim, you can follow the instructions mentioned on your insurer’s website. Here’s how you can file a claim with HDFC ERGO;

1. Inform: First, inform HDFC ERGO’s claim team by calling the helpline number or sending a text over WhatsApp. An agent will provide you with a link to which you can upload the needed documents.

2. Inspection: Pick between a self-inspection or an app-enabled digital inspection by a workshop partner or surveyor.

3. Track: Use the claim tracker to stay up-to-date with the claim status.

4. Get it settled: After your claim is approved, you will be notified. You can then get it settled via a network garage.

Documents Required for TVS Zest 110 Two Wheeler Insurance Claim

Following is the list of documents needed for the TVS Zest 110 two wheeler insurance claim with HDFC ERGO;

For Accidental Damage

1. Details of the insurance policy,

2. Scooter’s original tax receipts and RC,

3. Copy of your driving licence,

4. Estimate of repairs,

5. Copy of the police FIR report (if third-party damage, injury or death is involved),

6. Repair bills and payment receipts.

For Damage Due to Fire

1. Details of the insurance policy,

2. Copy of scooter’s RC,

3. Copy of your driving licence,

4. Evidence of incident/damage via videos and photos,

5. Copy of FIR (if needed),

6. Copy of fire brigade report (If any).

Additional Documents Required for TVS Zest Theft Claims

In addition to the general documents, like policy details, copy of DL, vehicle’s RC, etc., here are the documents you need to provide for theft-related claims;

1. Original RC tax payment receipt,

2. Details of previous two wheeler insurance (if applicable),

3. Theft endorsement obtained from the concerned RTO,

4. Scooter’s keys, service booklet and warranty card,

5. A copy of the police FIR, JMFC report, or the final investigation report

6. A certified letter submitted to the Regional Transport Office, notifying the theft and declaring the scooter as “Non-Use”

Top Tips for Your TVS Zest 110

Here are some useful tips for your TVS Zest 110;

1. Make sure to complete the timely service of your scooter so it can offer optimal performance at all times and have a better life.

2. Avoid driving at high speeds as that is not the intended purpose of this scooter. Drive carefully and follow traffic rules and regulations. Avoid losing out on your accumulated NCB by completing the TVS Zest 110 insurance renewal on time.

3. If you are washing your TVS Zest 110, make sure to avoid getting water into the engine or internal electrical components.

4. Invest in proper motor insurance for your scooter. Additionally, make sure to complete timely TVS Zest 110 insurance renewal online.

5. To get the best fuel economy, try maintaining a constant speed under 60 kmph.

6. Use recommended parts and consumables with your TVS Zest 110, such as TVS TRU4 Premium Oil for engine oil.

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Frequently Asked Questions on TVS Zest 110 Insurance


1. What is the mileage of a TVS Zest 110cc?

The ARAI claimed TVS Zest 110 mileage is 48 kmpl. For easy TVS Zest 110 insurance renewal, get it done online through the insurer’s website.

2. What is the top speed of Zest 110?

The approximate top speed of the TVS Zest 110 is around 85 kmph. It can do 0-60 kmph in 11.1 seconds with its 110cc engine, which can produce a max power of 7.71bhp@7500rpm and max torque of 8.8Nm@5500rpm.

3. Why should you buy two-wheeler insurance for your TVS Scooty Zest?

Having a valid two wheeler insurance is mandatory for all vehicles in India as per the Motor Vehicles Act of 1988. Additionally, having TVS Zest 110 scooty insurance can keep you financially covered in case of accidental damages or losses to your insured vehicle or a third party. If you have an existing policy, make sure to complete the timely TVS Zest 110 insurance renewal online.

4. What factors influence the premium for the TVS Scooty Zest 110?

The TVS Zest 110 insurance price is affected by factors like the vehicle’s registration year, city and RTO, condition, preferred type of policy, selected add-ons (if any), choice of insurer, etc.

5. What are the discounts available for TVS Scooty Zest 110?

You can find the current retail finance offers for the TVS Zest 110 through the maker’s official website. To find out the TVS Zest 110 insurance price, you can use the two wheeler insurance premium calculator by HDFC ERGO.

6. What does the Insured Declared Value (IDV) mean in the TVS Scooty Zest 110 two-wheeler insurance premium?

The insured declared value or the IDV of your TVS Zest 110 is the market value of your vehicle. It is applicable in the case of comprehensive scooter insurance. For damage beyond repair or unrecoverable theft of your scooter, the insurer will pay you an amount with respect to the IDV.

7. What is zero-depreciation or zero-dep in TVS Scooty Zest 110 two-wheeler insurance policy?

When you buy comprehensive TVS Zest 110 two wheeler insurance, you get the choice of including add-ons to the policy, such as the zero-depreciation cover. With usage and time, the value of the vehicle starts to decrease. During claim payouts, the insurer deducts this cost. However, with the zero-depreciation add-on, you will be compensated the entire claim amount without subtraction of the depreciation value.

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