Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
4.4 Customer Ratings ^

4.4

Customer Ratings
Home / Two Wheeler Insurance / Honda Two Wheeler Insurance / Honda CB Unicorn Insurance

Honda CB Unicorn Insurance Online

Honda CB Unicorn Two Wheeler Insurance

Honda CB Unicorn, one of the most popular bikes in the Indian market is a preferred choice of the customers. It is one of the best bikes available, with a powerful engine, comfortable riding, excellent mileage, and minimal maintenance costs. Honda unicorn delivers excellent service and value for money.

Launched in 2004, this bike is one of the most trusted brands by Honda. The CB Unicorn has a broad handlebar and an upright riding stance that hasn't altered since the first generation. The beautifully carved gasoline tank contributes to the overall appeal of the bike. The Honda CB Unicorn 160 provides comprehensive support and comfort. This bike's single long seat is cushioned with an ideal blend of firm and soft, ensuring comfort and enjoyment throughout the ride. The engine starts with a crisp note and progresses to a smooth ride as soon as you press the starter button on the bike.

Popular Honda CB Unicorn Variants

1
Honda CB Unicorn 160
The Unicorn was first introduced in 2004, and over the course of 16 years, Honda has sold over 2.4 million copies of the motorcycle that has become synonymous with reliability, dependability, and quality. For nearly a decade, the motorcycle stayed virtually untouched, and in 2015, the manufacturer attempted to replace it with the new CB Unicorn 160. However, the bike was resurrected as a result of its cult following and high demand, forcing Honda to reintroduce it at a later date.
The manufacturer has released a number of yearly improvements to the motorcycle for 2020. First and foremost, the CB prefix has been deleted, as has the numeral suffix. It's currently known as 'Unicorn.' Mechanically, it is now powered by a 162 cc single-cylinder engine derived from the CB Unicorn 160.
The 162 cc engine produces 9.5 kW (12.92 PS) and 14 Nm of torque. When compared to the CB Unicorn 150s 12.8 Nm torque, it's slightly higher. A brand new Honda CB Unicorn 160 now costs roughly about Rs 98, 931 at the showroom (price may vary depending upon your current location).

Types of Honda CB Unicorn Insurance HDFC ERGO Offers

If you need insurance for your Unicorn Bike, HDFC ERGO is the finest option because we have the most packages and add-ons. Starting with the most basic third party bike insurance for your motorcycle, HDFC ERGO has a variety of policies to choose from. HDFC ERGO has the ideal coverage for you, whether you're seeking a single year or a multi-year policy. A five-year third-party warranty is also offered for new scooters. Furthermore, unless you are ready to purchase a comprehensive bike insurance or multi year comprehensive bike insurance policy, you can select your own damage bike insurance coverage.

This is the most appropriate option if you want all-around protection against damage to both your own bike and that of a third-party person or property. You can choose between one, two, or three years of coverage. If you want to save the headache of renewing your Unicorn bike insurance every year, we advise securing it for three years. Another advantage of this policy is the ability to modify your Unicorn two-wheeler insurance with add-ons for more comprehensive coverage.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

This is a fundamental sort of insurance that protects you financially against any obligations that may arise as a result of damage, injury, disablement, or loss to a third-party person or property. It is a legal necessity to drive on Indian highways, and if you are discovered driving without proper Unicorn bike third-party insurance, you will be fined Rs 2000.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

This package will cover any damage to your own vehicle caused by an accident, theft, or natural or man-made calamities. This plan will provide additional protection if you currently have Honda CB 160 third-party liability insurance.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

This plan will provide one year of protection against impairment to your own vehicle and five years of protection against damage to a third-party person or property if you have acquired a brand-new bike.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of Honda CB Unicorn Insurance

At HDFC Ergo the extent of coverage is determined by the policy you have chosen for your Unicorn bike. If the policy is for third-party liability, it will cover only harm to a third-party person or property. A complete Unicorn bike insurance policy, on the other hand, will cover the following:

Accidents

Accidents

Your savings are protected because we cover any financial damages caused by an accident.

Fire & Explosion

Fire & Explosion

Your bike will be covered if it is lost or destroyed as a result of fires or explosions.

Theft

Theft

If your Honda CB bike is stolen, we will reimburse you for the Insured Declared Value of bike.

Calamities

Natural/Manmade Calamities

We insure your bike against damage caused by floods, earthquakes, storms, riots, and vandalism.

Personal Accident

Personal Accident

In the event of an accident, you have a personal accident cover of up to Rs 15 lakh to pay your medical bills.

Third Party Liability

Third Party Liability

We also offer financial liability protection in the event that you harm or injure a third-party person or their property.

How to Renew Honda CB Unicorn Insurance?

It is critical to renew your Honda CB 160 Unicorn insurance policy on schedule to ensure continuous coverage. You may simply renew your policy from the convenience of your own home with just a few clicks. Follow the four-step procedure outlined below to get your bike secured in no time!

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

In India, HDFC ERGO is the largest provider of two-wheeler insurance. There are a number of companies that provide insurance for Honda CB Unicorn in the market, but few can match the features and benefits that we provide. When it comes to bike insurance, HDFC ERGO is constantly one step ahead of the competition, from AI and app-based claims to a large network of cashless garages and specific add-ons like emergency roadside assistance and engine protector cover. Here are a few more reasons to choose us:

24x7 roadside assistance

24x7 roadside assistance

We are only a phone call away in the event of a breakdown. No matter where you are stranded, our 24-hour roadside assistance will aid you in resolving your breakdown concerns.

Easy claims

Easy claims

We process about 50% of the claims we receive on the same day. We also have a paperless claims option and a self-inspection option. No wonder HDFC ERGO's claims settlement process is straightforward, quick, and seamless.

Overnight repair service

Overnight repair service

You don't have to wait until the wee hours of the morning to get your bike restored with our overnight repair service for small accidents. You may have your bike repaired without missing sleep overnight and have it back in fine condition the next morning.

Cashless assistance

Cashless assistance

Considering the current digital needs of online payments, we provide services that are completely cashless and secure. Plus, you can always locate a network garage in your area to get your bike fixed thanks to HDFC ERGO's 2000+ network garages across India.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


While you are in the clear in terms of legality, not having your own damage cover for your Honda CB is not a good idea. If you require insurance against accidental damage to your scooter, theft, natural disasters, and so on, you should choose for your own damage coverage. When you're only left with third-party coverage, it's advisable to renew your own damage coverage.
Emergency roadside assistance is designed to help you if you find yourself stranded in the middle of nowhere with no other options. Consider the following scenario: you're driving home from work after a long day, and your tire suddenly bursts. You won't be able to easily find someone or a garage to fix a puncture! As a result, it is recommended that you purchase the emergency roadside assistance add-on.
This is not advisable especially if you reside in a region where natural disasters are common. Third-party insurance only covers other people in the event of an accident. When it comes to protecting your Honda CB you should always go for complete coverage.
You are covered by insurance for your financial and health security only, it does not provide you protection from any legal implications. If you are caught breaking the law, your Honda CB insurance cover will not be able to protect you. Riding while inebriated is a serious traffic offense that puts you and other road users in danger. If something goes wrong, your insurance will not be able to assist you. It's preferable to either leave your Honda CB at home or abstain from drinking entirely while at the party.