Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
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2000+ Cashless

Network Garages**
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Emergency Roadside

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Home / Two Wheeler Insurance / TVS Two Wheeler Insurance Online / Ntorq 125

TVS Ntorq 125 Insurance Online

TVS Ntorq 125 Two Wheeler Insurance

TVS is a household name in India’s two-wheeler market, and for good reason. Since 1978, the brand has been wowing the common man with a variety of bikes, scooters and mopeds. And TVS Ntorq 125 is one of those offerings from their stable that deserves special mention. It was launched in 2018, ticking off a number of firsts in the Indian scooter market with Bluetooth-connected speedometer, engine kill switch, stealth inspired styling, last parked location assist, caller ID, and more. The Ntorq was relaunched in 2020 with BSVI emission compliance, being offered in eight colour options, and three other variants.

Popular TVS Ntorq 125 Variants

1
TVS Ntorq 125
India’s first ever ‘connected’ scooter, TVS Ntorq comes with a host of features that cements its position as a vehicle for the digital age. The digital console is loaded with over 60 features, which also allows you to pick up calls, check vital utilitarian statistics, and tells you where you last parked the scooter.
2
TVS Ntorq 125 Race Edition
TVS Ntor 125 Race Edition comes with the familiar 125cc single stroke engine that produces 9.25bhp power, taking 9.1 seconds to go from 0 to 60kmph. It also comes with best-in-class turning radius, a patented centre stand for easy parking, and telescopic suspensions for a comfortable ride.
3
TVS Ntorq 125 Super Squad Edition
The Super Squad Edition takes visual inspiration from popular Marvel characters such as Spiderman, Thor, Captain America and Black Panther. The TVS Connect app of the Super Squad Edition comes with a customised UI that reflects the unique traits of the chosen character/colour scheme, resulting in an immersive superhero experience.
4
TVS Ntorq 125 Race XP
With race decals and stealth aircraft-inspired styling, Ntorq 125 Race XP is India’s first scooter to produce 10.2bhp. It goes 0 to 60kmph in 8.6 seconds and comes with dual riding modes – street and race. It is the most powerful 125cc scooter, and it also features voice-assisted along with the SmartXonnect system.

Types of TVS Ntorq 125 Insurance HDFC ERGO Offers

Buying a bike is just the first leg of your journey. Then comes maintenance and upkeep. While practicing safe driving is always recommended, accidents can happen to anyone, at any given time; even when you’re not at fault. And repairing your vehicle can be an expensive proposition, requiring immediate financial resources, which may not always be easily available. And that is why a TVS Ntorq bike insurance policy is a must, to secure yourself financially. Having a third party bike insurance policy is also a legal requirement for you to be able to ride on Indian roads. Here’s a list of policies that you can choose from:

The comprehensive bike insurance includes two major components – the third-party cover and the own damage cover. The former protects you against financial obligations arising out of an accident involving your vehicle that results in injury or damage to a third-party person or their property. The own damage cover is essential for covering you against any damage to your own bike. You can choose the tenure of the plan up to three years for continuous protection.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

The third-party cover is a mandatory policy for every two-wheeler on the road. It covers you against injury or damage to a third-party person, or their property.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

The standalone own damage cover helps shield you against damage to your own vehicle as a result of an accident, manmade or natural calamity, and even protects against theft. This does not include the mandatory third-party cover and is therefore recommended to be paired with a third-party policy for comprehensive protection.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

The cover for brand new bikes includes an annually renewable own damage component, and a 5-year third-party cover, so that you’re continually covered for a long duration. This policy helps keep more bikes on the road covered under insurance.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of TVS Ntorq 125 Insurance

A comprehensive bike insurance plan for TVS Ntorq 125 includes own damage bike cover, third-party cover, personal accident cover, and theft protection. These are the primary areas of coverage under a comprehensive plan:

Accidents

Accidents

Any damage to your bike as a result of an accident is covered under the own damage component of your comprehensive bike insurance policy.

Theft

Theft

An attractive bike such as the Ntorq is vulnerable to theft, as it comes with ever-evolving techniques that can fetch a good price. However, with insurance coverage, you’re liable to get the Insured Declared Value (IDV) of the bike in case of irretrievable theft.

disasters

Natural/Manmade disasters

Damage to your bike as a result of natural or manmade calamities, including fire, earthquakes, storms, floods, riots and vandalism, are covered under the insurance plan.

Personal Accident

Personal Accident

Getting into an accident on a bike can result in injuries that require hospitalisation. With a personal accident cover, your treatment costs will be taken care of.

Third Party Liability

Third Party Liability

Causing injury to a third-party person or damaging their property in an accident involving your vehicle can result in significant and unexpected out-of-pocket expenses. The third-party cover takes care of such financial obligations.

How to Renew TVS Ntorq 125 Insurance?

You can now renew or buy a TVS Ntorq bike insurance policy in a matter of minutes, from the comfort of your own home. Here’s how:

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

Bike accidents are common in India and the risk shoots up when they are performance oriented. Which means, Ntorq 125 needs robust bike insurance coverage. For that, you need an insurer that is reliable, present extensively across the country, and understands customer needs closely. So, here’s why you should choose HDFC ERGO:

Affordable premium

Affordable premium

You can save up to 70% on your insurance premium with HDFC ERGO. Additionally, you can enjoy up to 50% NCB discount to further reduce your cost of insurance.

24x7 roadside assistance

24x7 roadside assistance

Our 24x7 roadside assistance facility ensures you’re never stranded helplessly. Help is just a call away.

Easy claims

Easy claims

We understand your frustration when there is a lot of delay between the filing of the claim and receiving the fixed bike back. That’s why we process over 80% of claims on the same day.

Overnight repair service

Overnight repair service

Our overnight repair service ensures that you don’t lose sleep while we get your bike ready for the next day’s use.

Cashless assistance

Cashless assistance

At HDFC ERGO, we have more than 2000 cashless garages across India, ensuring your finances are untouched in the event of an accident and you always find help.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


No. Racing, even on track, is out of the ambit of your standard bike insurance policy. You need a special racing insurance for it, which is currently unavailable at HDFC ERGO.
While a third-party cover is inexpensive and mandatory, a comprehensive cover is always recommended given that it protects your finances in case of an accident that requires repair work and servicing.
Your NCB discount is valid up to 90 days after the policy end date. If you renew your own damage component within 90 days, you can still enjoy the NCB accumulation. After 90 days, the NCB will be reset to zero.
No, since driving a car and riding a bike require different skillsets, the NCB cannot be transferred across vehicle types. However, you can increase your deductibles to reduce your bike insurance premium.