TVS is a household name in India’s two-wheeler market, and for good reason. Since 1978, the brand has been wowing the common man with a variety of bikes, scooters and mopeds. And TVS Ntorq 125 is one of those offerings from their stable that deserves special mention. It was launched in 2018, ticking off a number of firsts in the Indian scooter market with Bluetooth-connected speedometer, engine kill switch, stealth inspired styling, last parked location assist, caller ID, and more. The Ntorq was relaunched in 2020 with BSVI emission compliance, being offered in eight colour options, and three other variants.
Buying a bike is just the first leg of your journey. Then comes maintenance and upkeep. While practicing safe driving is always recommended, accidents can happen to anyone, at any given time; even when you’re not at fault. And repairing your vehicle can be an expensive proposition, requiring immediate financial resources, which may not always be easily available. And that is why a TVS Ntorq bike insurance policy is a must, to secure yourself financially. Having a third party bike insurance policy is also a legal requirement for you to be able to ride on Indian roads. Here’s a list of policies that you can choose from:
The comprehensive bike insurance includes two major components – the third-party cover and the own damage cover. The former protects you against financial obligations arising out of an accident involving your vehicle that results in injury or damage to a third-party person or their property. The own damage cover is essential for covering you against any damage to your own bike. You can choose the tenure of the plan up to three years for continuous protection.
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
The third-party cover is a mandatory policy for every two-wheeler on the road. It covers you against injury or damage to a third-party person, or their property.
Personal accident cover
Third-party property damage
Injury to a third-party person
The standalone own damage cover helps shield you against damage to your own vehicle as a result of an accident, manmade or natural calamity, and even protects against theft. This does not include the mandatory third-party cover and is therefore recommended to be paired with a third-party policy for comprehensive protection.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
The cover for brand new bikes includes an annually renewable own damage component, and a 5-year third-party cover, so that you’re continually covered for a long duration. This policy helps keep more bikes on the road covered under insurance.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
A comprehensive bike insurance plan for TVS Ntorq 125 includes own damage bike cover, third-party cover, personal accident cover, and theft protection. These are the primary areas of coverage under a comprehensive plan:
Any damage to your bike as a result of an accident is covered under the own damage component of your comprehensive bike insurance policy.
An attractive bike such as the Ntorq is vulnerable to theft, as it comes with ever-evolving techniques that can fetch a good price. However, with insurance coverage, you’re liable to get the Insured Declared Value (IDV) of the bike in case of irretrievable theft.
Damage to your bike as a result of natural or manmade calamities, including fire, earthquakes, storms, floods, riots and vandalism, are covered under the insurance plan.
Getting into an accident on a bike can result in injuries that require hospitalisation. With a personal accident cover, your treatment costs will be taken care of.
Causing injury to a third-party person or damaging their property in an accident involving your vehicle can result in significant and unexpected out-of-pocket expenses. The third-party cover takes care of such financial obligations.
You can now renew or buy a TVS Ntorq bike insurance policy in a matter of minutes, from the comfort of your own home. Here’s how:
Bike accidents are common in India and the risk shoots up when they are performance oriented. Which means, Ntorq 125 needs robust bike insurance coverage. For that, you need an insurer that is reliable, present extensively across the country, and understands customer needs closely. So, here’s why you should choose HDFC ERGO:
You can save up to 70% on your insurance premium with HDFC ERGO. Additionally, you can enjoy up to 50% NCB discount to further reduce your cost of insurance.
Our 24x7 roadside assistance facility ensures you’re never stranded helplessly. Help is just a call away.
We understand your frustration when there is a lot of delay between the filing of the claim and receiving the fixed bike back. That’s why we process over 80% of claims on the same day.
Our overnight repair service ensures that you don’t lose sleep while we get your bike ready for the next day’s use.
At HDFC ERGO, we have more than 2000 cashless garages across India, ensuring your finances are untouched in the event of an accident and you always find help.