Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
4.4 Customer Ratings ^

4.4

Customer Ratings
Home / Two Wheeler Insurance / Honda Two Wheeler Insurance / Honda Dio

Honda DIO Insurance Online

Honda DIO Two Wheeler Insurance

Honda Dio is perfect for young riders. This automatic scooter is lighter and funkier than its predecessor, the Activa 6G. The 2020 version of the Dio also has a BS-VI compliant engine and a full-LED headlamp in the Deluxe trim. Overall, the Dio is an elegant scooter with a lot of design features that make it stand out from its competitors.

The Honda Dio comes with the following engine and transmission:

* A 109cc single-cylinder engine that can deliver 7.6bhp and 9Nm of torque

* Comes with a CVT automatic transmission which has an efficiency rating of 60km/l

The Honda Dio is a great option for those who care about power and fuel efficiency and want something that offers plenty of storage space.

Features

Honda Dio features an analog instrument cluster in the base model, while the Deluxe variant has a digital cluster. The light-weighted front look of the bike with LED headlamps and LED DRL (Dual Round Headlight) is sure to catch your eye.

Why Do You Need Honda DIO Two Wheeler Insurance?

In India, the sale of two-wheelers is booming. In 2019 alone, 21 million units were sold. With so many two-wheelers clogging the streets, there's a lot of potential for collisions. It is imperative to be financially covered for any mishaps that may happen in the event of an accident, and for this reason, it is important to research and look into ways in which you can best insure your two-wheeler. In an effort to minimize accidents by encouraging safety, the Indian government mandates that all bike owners buy third party bike insurance as soon as the vehicle is purchased. That way, if you have an accident or someone crashes into you, you'll have your expenses covered.

Benefits of Buying Honda DIO Two Wheeler Insurance From HDFC ERGO

Dio assures top performance when correctly maintained and cared for, but when on the road, it is vulnerable to accidents and damage. Plus, when you suffer losses due to accidents, theft, or disasters, it can be emotionally and financially burdensome. The best way to protect yourself is by buying bike insurance from a trusted platform like HDFC ERGO. One of the major factors that will affect the bike Insurance premium for Dio is whether you choose a Third Party Bike Insurance or a Comprehensive Bike Insurance. A Third-Party plan is relatively cheaper, but if you want to enjoy all-around insurance protection, it's best to go for a comprehensive plan.

Popular Honda DIO Variants

1
Drum BS6
If you want a base model without all the bells and whistles, the Honda Dio Drum BS6 is for you. It is the most affordable product in the Dio lineup and its price is Rs. 65,075. Honda Dio Drum BS6 comes with a powerful engine that can produce max power and max torque respectively.
2
Deluxe BS6
Honda Dio Deluxe BS6 is priced at Rs. 71,691 in India and has a 109.51 cc engine with a 9 Nm torque and 7.65 bhp power. The Dio Deluxe BS6 features both front and rear drum brakes and has spoke wheels.
3
Repsol Edition
Honda Dio Repsol Edition price starts from Rs. 74,212 in India. It has a 109.51 cc engine which generates 7.65 bhp power and 9 Nm torque. It also features both front and rear drum brakes. Dio Repsol Edition comes with alloy wheels and has an electric start.

Types of Honda DIO Insurance HDFC ERGO Offers

When riding a bike, safety should always be your number one priority. Sometimes you need to stay safe and a two wheeler insurance policy is the easiest way to protect both you and your vehicle. However, there are many plans to choose from, so it's important to find one that best suits your needs. Lucky for you, HDFC ERGO offers two-wheeler insurance plans that will protect you and your bike in case of any unforeseen event.

The Single Year Comprehensive Plan covers all the bases, from fire and explosion to natural disasters, man-made calamities, theft, and injury or property damage. Besides standard coverage, there is customization with add-ons. It is the most recommended plan for its versatility and is the one most likely to suit your needs.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

It is a legal requirement to have third-party liability insurance, which provides financial help when you are involved in an accident. The plan covers expenses incurred as a result of injuries, property damage, death, disablement suffered by a third party. Best of all, the cover is mandatory according to the Motor Vehicles Act 1988.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

This plan is a great addition to the third-party liability coverage plan. Primarily, the plan protects you against personal damages that arise due to accidents. You can also customize this plan by adding add-ons.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

How do you protect your new bike? The answer is a one-year plan for brand new bikes. This type of plan provides one-year coverage for any damages caused to your bike, as well as five-year protection for damages caused by a third-party person/property.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of Honda DIO insurance

To protect themselves from unfortunate incidents such as accidents and damage to property, even the most careful drivers should consider purchasing a Honda DIO insurance policy. The types of insurance plans offered are dependent on your needs. The comprehensive plan offers a variety of coverage including:

Accidents

Accidents

If you're unlucky enough to have an accident with your bike, we'll cover the financial losses.

Fire & Explosion

Fire & Explosion

If your bike gets damaged in a fire or explosion, we'll cover it too.

Theft

Theft

If someone steals your bike, we'll cover the IDV of your bike.

Calamities

Natural/Manmade Calamities

With calamities happening all around us, it's essential to have the necessary cover. We provide protection against natural and man-made calamities.

Personal Accident

Personal Accident

Personal Accidents are now covered with up to Rs. 15 Lakhs worth of coverage, so you can focus on healing and not worry about financial burdens.

How to Renew Honda DIO Insurance?

Renewing your bike insurance is quick and easy. Here are the steps to take:

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

Buying two-wheeler insurance in India can be difficult. There are many regulations and if you don't get the right policy, you're left unprotected against any damages or mishaps to your bike. Thus, it's important to protect your bike with the right insurance. However, it's hard to know where to go for appropriate coverage. The best way to ensure you're getting the correct protection is by buying Honda DIO two-wheeler insurance from HDFC ERGO. Here are some reasons why you should get Honda DIO insurance from HDFC ERGO.

Comprehensive coverage for all perils

Comprehensive coverage for all perils

A comprehensive insurance plan ensures that your wallet and your ride are always protected. Covering everything from theft to accidents, fires, and natural disasters, HDFC Ergo provides complete protection for your most valuable asset.

Coverage for accidental damage

Coverage for accidental damage

You should choose HDFC ERGO Honda DIO insurance because of our coverage for accidental damage. That will protect you in the event that your bike is damaged in an accident, or during transit, tire burst, vandalism, etc.

Quick and complete settlement

Quick and complete settlement

With our fast turnaround time and quick settlement, we are India's largest two-wheeler insurer because 50% of claims are processed on the first day., meaning you can be sure you'll get what you pay for.

Cashless settlement of insurance claims

Cashless settlement of insurance claims

Cashless settlement of insurance claims is a terrific way to streamline the process and get your claim amount transferred directly to your account. Here at HDFC ERGO, we want you to have minimal interruption in your financial resources, which is why this option is available.

24x7 roadside assistance

24x7 roadside assistance

Got stranded on the side of the road? With our motorcycle insurance, you will get 24x7 roadside assistance. If your bike breaks down, we will send an expert to fix it or tow it back to safety.

Cashless Garage Network

Cashless Garage Network

We have over 2000 garages nationwide. So you never have to worry about getting your bike repaired.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


Registering a claim has never been this easy. You can register your insurance claim instantly by calling our 24-hour customer service number, visiting our website, or downloading our mobile application. We have simplified the process so you can get back to living your life.
You don't want to live in fear of an emergency, so it's important to get the right type of insurance. A one-year comprehensive policy covers you against theft, accidents, calamities, third-party liability, personal damage cover, and more.
Yes, Honda Dio's third-party car insurance is mandatory, as per Motor Vehicle Act.
With no claims made on your insurance, you will be eligible for a discount. That's what NCB means - no claim bonus.