Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
4.4 Customer Ratings ^

4.4

Customer Ratings
Home / Two Wheeler Insurance / Hero Two Wheeler Insurance / Hero Splendor Insurance

Buy/Renew Hero Splendor Plus Insurance Online

Hero Splendor Plus Bike Insurance

The highest selling commuter bike from the largest two-wheeler manufacturer in the world, Splendor Plus is a staple in the Indian motorcycle market. The iconic rectangular headlamp and bikini fairing are synonymous with the Splendor, since its launch in 1994. Splendor Plus was launched ten years later in 2004, quickly gaining fame for its on-road stability and mileage. Now, the Splendor Plus comes with a BSVI engine with fuel injection and multiple sensors that enhance the ride experience. Its legendary mileage, coupled with low maintenance cost, has enabled it to stay on top of the pack in its segment.

Popular Hero Splendor Plus Variants

1
Splendor Plus Self with Alloy Wheel
A step above the base variant, this Splendor Plus features a convenient electric-start button and alloy wheels, the most significant changes to its previous generation. It comes with a 97.2cc engine producing a maximum of 8.02PS of power and 8.05Nm torque. Furthermore, it comes with xSens Technology that captures a variety of data from multiple sensors to improve the overall biking experience.
2
Splendor Plus Kick with Alloy Wheel
The base variant of Splendor Plus, the Kick features the classic kicking action of the leg to start the bike. The no-nonsense Splendor Plus Kick comes with alloy wheels for better cornering and stability. It is powered by a 97.2cc engine that produces 8.0PS of power at 8,000RPM, and 8.05Nm torque @6,000RPM. It comes with a 9.8-litre fuel tank with a maximum mileage of 80kmpl.
3
Splendor Plus Self with Alloy Wheel and i3S
Developed in-house, the i3S technology developed by Hero shuts off the motorcycle under idle conditions and restarts it with a single press of the clutch, thereby saving on fuel consumption considerably. The engine is the same as the other variants, producing the same amount of power, while this model too features self-start and the xSens technology.
4
Splendor Plus Black and Accent
This is the variant that is high on style with black serving as the base colour with accents of either yellow, red, or golden throughout the bike. The 97.2cc engine puts out 8.02PS of power at 8,000RPM, and 8.05Nm of torque at 6,000RPM. Furthermore, it comes with the self-start function along with kick start, as well as the i3S and xSens technologies.
5
Splendor Plus 100 Million Edition
The top-spec variant of Splendor Plus, this 100 Million Edition is a celebration of the success of the series. It comes with the same engine configuration as the rest of the variants, along with i3S and xSens technology. Telescopic front forks and 5-step adjustable rear hydraulic shock absorbers with the alloy wheels lend a smooth ride, with superb stability while cornering.

Types of Hero Splendor Plus Insurance HDFC ERGO Offers

Owning a Hero Splendor bike also means keeping it in good shape. One way to do so is to avail insurance to ensure you’re not financially stressed in the event of an accident. While a Splendor Plus third party bike insurance is mandatory, it is recommended to opt for a comprehensive bike insurance plan to extend coverage to any damage to your own bike and get financial coverage against theft. Let’s look at the available plans in detail.

If you want all-round protection against damages to your own bike as well as that of third-party person or property, then this is the ideal package for you. You can opt to stay covered for one, two or three years. However, if you want to avoid the renewal hassle every year, we recommend you to secure your Hero Active for three years. Another added benefit of this policy is that you can customise your Hero Active bike insurance with add-ons for enhanced coverage.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

This is a basic type of insurance that provides you financial protection against any liabilities arising due to damage, injury, disablement or loss caused to a third-party person or property. This is a mandatory requirement to drive on Indian roads and if you are caught without a valid Hero Splendor Plus third-party insurance, be ready to pay a fine of Rs 2000.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

Any damage to your own vehicle due to accident, theft or calamities – natural or manmade, will be covered under own damage bike insurance policy. If you already have Hero Active third-party liability insurance, this cover will give you added protection.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

If you have purchased a brand-new bike, this cover will offer one year’s protection against loss to your own vehicle and 5 year’s protection against damage to a third-party person or property.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of Hero Splendor Plus Insurance

The coverage depends on the policy that you have opted for your Hero Splendor Plus bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive Hero bike insurance policy will offer protection against the following:

Accidents

Accidents

Your savings stay intact as we take care of the financial losses arising due to an accident.

Fire & Explosion

Fire & Explosion

Any loss or damage to your bike due to fires and explosion is covered.

Theft

Theft

If your Hero Active gets stolen, we will compensate you with the IDV of bike.

Calamities

Natural/Manmade Calamities

We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.

Personal Accident

Personal Accident

You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.

Third Party Liability

Third Party Liability

We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.

How to Renew Hero Splendor Plus Insurance?

To enjoy uninterrupted coverage, it is important to renew your Hero Splendor Plus Two wheeler insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

Choosing the right bike insurer is as critical as choosing the right bike. Insurance works on the principle of you shelling out a nominal amount of money at the time of buying a bike, or once every year, to ensure that if the time comes, the repair work is done properly and that everything is paid for, either partially or in full. And that is why you need an insurer that is available to assist you 24x7, has extensive presence in your area, and processes your claims without hassle. With over 1.6 crore happy customers and 2000+ cashless garages, HDFC ERGO is well-placed to understand your potential needs.

24x7 roadside assistance

24x7 roadside assistance

In case of a breakdown, we are just a call away. Our 24x7 roadside assistance will help you to fix breakdown issues, no matter where you are stranded.

Easy claims

Easy claims

Nearly 50% of the claims we receive get processed on the same day. Plus, we offer paperless claims and self-inspection option. Doesn’t it speak volumes about our simple, quick and seamless claims settlement process?

Overnight repair service

Overnight repair service

With our overnight repair service for minor accidental repairs, you don’t have to wait till the break of dawn to get your bike fixed. You can get your bike repaired overnight without losing sleep and get it back in perfect shape the next morning.

Cashless assistance

Cashless assistance

Thanks to HDFC ERGO’s 2000+ network garages across India, you will always find a network garage in your vicinity to get your bike repaired.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


Alloy wheels are cheaper to manufacture while providing additional strength, stability, and cornering ability to the bike. With alloy wheels, manufacturers can cut costs effectively while improving the product, resulting in a value for money final product. When the vehicle’s cost is low, so is the cost of insuring it. That makes the Splendor Plus an exceptional value-for-money buy.
Yes, it is mandatory as per the Motor Vehicles Act, 1988. You can have the current insurance transferred from the current owner to yourself – a process that must be initiated by the existing owner. In addition to third-party insurance, it is recommended to buy an own damage policy as well, for better and hassle-free coverage.
No, it isn’t necessary. The 5-year third-party long-term policy is only applicable to two-wheelers sold after 1st September 2018. You can continue renewing your policy annually.
Price hikes are common for manufacturers facing industry challenges such as higher raw material cost, labour crisis, etc. As the cost of insurance is dependent on the cost of the bike, yes, the higher the cost of the bike, greater is the insurance premium.