Royal Enfield has been the leader in lifestyle biking in India for decades now. It has become the gold standard for biking in the country, especially when it comes to cruising, touring and adventure biking. After all, cities like Manali and Leh have seen more Royal Enfield bikes than any other two-wheelers registered in their states as well as from out of their states. Even though it started its journey in the United Kingdom, the company has since moved lock, stock and barrel to India and has become the quintessential Indian motorcycle. Of the entire line-up, Royal Enfield Classic has been the most loved and fastest moving vehicle from the company.
HDFC ERGO bike insurance is the best choice for current owners as well as new buyers of Royal Enfield Classic motorcycles. With this bike, you have the freedom to go anywhere and at any time. While these bikes are extremely reliable, they also need proper protection. This is where HDFC ERGO steps in to make your life easy. With us, you can get third party bike insurance cover for single year or for multiple years. Or go for own damage bike insurance cover if you are still under the new bike third party policy protection. For anyone looking for a one stop solution, we offer single year and multiyear comprehensive insurance plans which can be further enhanced with multiple add-ons.
If you want all-round protection against damages to your own bike as well as that of third-party person or property, then this is the ideal package for you. You can opt to stay covered for one, two or three years. However, if you want to avoid the renewal hassle every year, we recommend you to secure your Royal Enfield Active for three years. Another added benefit of this policy is that you can customise your Royal Enfield Active bike insurance with add-ons for enhanced coverage.
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This is a basic type of insurance that provides you financial protection against any liabilities arising due to damage, injury, disablement or loss caused to a third-party person or property. This is a mandatory requirement to drive on Indian roads and if you are caught without a valid Royal Enfield Classic third-party insurance, be ready to pay a fine of Rs 2000.
Personal accident cover
Third-party property damage
Injury to a third-party person
Any damage to your own vehicle due to accident, theft or calamities – natural or manmade, will be covered under this policy. If you already have Royal Enfield Active third-party liability insurance, this cover will give you added protection.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
If you have purchased a brand-new bike, this cover will offer one year’s protection against loss to your own vehicle and 5 year’s protection against damage to a third-party person or property.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
The coverage depends on the policy that you have opted for your Royal Enfield Classic bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive bike insurance policy will offer protection against the following:
Your savings stay intact as we take care of the financial losses arising due to an accident.
Any loss or damage to your bike due to fires and explosion is covered.
If your Royal Enfield Active gets stolen, we will compensate you with the Insured Declared Value (IDV) of bike.
We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.
You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.
We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.
To enjoy uninterrupted coverage, it is important to renew your Royal Enfield Classic insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!
Royal Enfield Classic is a bike designed to conquer the length and breadth of India. Which is why, it deserves an insurance policy that comes with a super wide garage network and tons of features. With HDFC ERGO, that is exactly what you get. We have one of the largest networks of authorized garages and can provide emergency roadside assistance across a large number of states in the country. Further, when you avail Royal Enfield Classic bike insurance from HDFC ERGO, you get access to a superfast policy purchase process and smooth claim filing and processing services. And that is not all, here are more reasons to choose HDFC ERGO.
In case of a breakdown, we are just a call away. Our 24x7 roadside assistance will help you to fix breakdown issues, no matter where you are stranded.
Nearly 50% of the claims we receive get processed on the same day. Plus, we offer paperless claims and self-inspection option. Doesn’t it speak volumes about our simple, quick and seamless claims settlement process?
With our overnight repair service for minor accidental repairs, you don’t have to wait till the break of dawn to get your bike fixed. You can get your bike repaired overnight without losing sleep and get it back in perfect shape the next morning.
Thanks to HDFC ERGO’s 2000+ network garages across India, you will always find a network garage in your vicinity to get your bike repaired.