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Customer RatingsHero CBZ X-Treme bike Insurance Online
Hero CBZ X-Treme bikes are manufactured by Hero MotoCorp, which is the largest two-wheeler company in the world. This Indian bike manufacturer has its headquarters in Delhi. Hero MotoCorp produces two wheelers that are stylish, comfortable and durable at the same time. CBZ X-Treme is one of the best among the 150cc category bikes according to the brand. Currently, a single variant of this bike is available but that has not diminished its popularity in any way.
Popular Hero CBZ X-Treme Variants
Types of Hero CBZ X-Treme Insurance HDFC ERGO Offers
You cannot take your Hero CBZ X-Treme bike out on the roads without third party bike insurance. And we recommend a comprehensive policy if you want all-round protection. At HDFC ERGO, you can choose from a basic third-party liability insurance, own damage bike insurance, comprehensive insurance or new bike insurance and different add-ons. Choose from the following policies for your CBZ X-Treme bike insurance based on your requirements:
To ride your bike legally, you need multi-year third party (TP) liability policy which has a validity of five years. This policy is a legal requirement and its absence can result in a penalty of fines or imprisonment or both, depending on the circumstances. The third party CBZ X-Treme bike insurance policy will protect you from financial and legal liabilities if there is an accident involving a third-party and your insured bike. You will be covered for:
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Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
CBZ X-Treme bikes are expensive and any damage to or replacement of spare parts can cost you quite a lot of money. If you use it for regular commuting, you should opt for a comprehensive bike insurance plan, which includes both third-party liability cover and own damage cover.
Personal accident cover
Third-party property damage
Injury to a third-party person
You can opt for a standalone annual own damage cover if you have already bought a compulsory long-term third-party policy. With this policy, you can get:
Accident, theft, fire etc
Natural calamities
Choice of add-ons
This is a suitable policy if you have recently bought a CBZ X-Treme bike. Under this bike insurance policy, you will get a third-party liability insurance cover of 5 years and an annual own damage cover. This plan will provide compensation for:
Accident, theft, fire etc
Natural calamities
Choice of add-ons
Inclusion & Exclusions of Hero CBZ X-Treme Insurance
When you buy CBZ X-Treme bike insurance from HDFC ERGO, rest assured that you will receive financial compensation for a variety of unexpected situations. These are known as the inclusions of the policy.
Accidental damages
In case you get involved in an accident with a third-party and your bike gets damaged, our policy will pay for the repair cost. You can head to any of our network garages for cashless claim.
IRDAI mandated personal accident cover
Accidents are unpredictable, no matter how carefully you ride your bike. Which is why, we include a personal accident cover of INR 15 lakhs in our policy.
Theft
You will get the sum insured in case your bike gets stolen and the police is declared non-traceable by the police.
Natural/Manmade Calamities
Natural calamities, like cyclones, floods, hailstorms, landslides, etc. can damage your bike severely. It can get damaged in manmade disasters like riot, agitation, vandalism, etc. too. Thankfully, HDFC ERGO’s CBZ X-Treme bike insurance policy will cover the repair costs.
Third Party Liability
In case your insured bike ends up injuring a third-party person or damages their property, we will compensate for the same. If you end up in some legal trouble after the accident, we will take care of it as well.
It is true that the CBZ X-Treme bike insurance from HDFC ERGO will cover you against several unforeseen incidents, but we cannot protect you in a few cases. These instances are known as exclusions. For a two-wheeler insurance, these are:
Depreciation
When you use your bike regularly, with time, its tyres, tubes, etc. undergo wear and tear. The loss in value that occurs due to this is called depreciation. While our CBZ X-Treme bike insurance policy doesn’t cover the same, you can buy a zero-depreciation add-on to make up for it.
Electrical & Mechanical failure
Our two-wheeler policy does not cover breakdowns that are mechanical or electrical in nature.
Illegal Riding
Riding the bike without legal documents like a valid license or policy papers, pollution certificate or without helmet can invite fines, which our policy cannot cover. We also cannot cover other charges like registration fees, taxes, parking charges, etc.
How to Renew Hero CBZ X-Treme Insurance Online?
It is extremely easy to renew your CBZ X-Treme bike insurance policy online with HDFC ERGO. Login to your account on our website and follow the instructions. Call up the customer care or chat online if you need help. You don’t need to submit any hard copy or step outside. The following steps will help you with the online renewal:
Step #1Visit HDFC ERGO website and choose to buy or renew your policy
Step #2Enter your bike details, registration, city, and previous policy details, if any
Step #3Provide your email ID, and phone number, to receive the quote
Step #4Make the online payment and get covered instantly!
Why HDFC ERGO Should be Your First Choice?
HDFC ERGO is one of the most popular two-wheeler insurance providers in India due to the range of plans available and quality of service. You can get a suitable policy for your preferred CBZ X-Treme model along with your choice of add-on covers. The reasons why you should choose HDFC ERGO as your insurer are:
Online policy purchase
It is easy to buy your preferred policy online in just 3 minutes. All you need to do is visit the HDFC ERGO website or download our app.
24x7 roadside assistance
Our comprehensive CBZ X-Treme bike insurance policy comes with a roadside assistance feature. Depending upon the location, a mechanic from the company’s network garages will come to assist you in case of flat tyres or if you run out of fuel.
Easy claims
At HDFC ERGO, we offer a smart AI (artificial intelligence) enabled claims settlement process. Since no humans are involved, the process is accurate, easy and fast.
Overnight repair service
Get doorstep repair service for your two-wheeler for minor repair works. You don’t need to hunt for a garage nearby or get your bike towed.
Cashless garages all over India
At HDFC ERGO, we have a network of 2000+ cashless garages spread across India.
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Frequently Asked Questions
The online process of buying bike insurance is very easy. You just need a smartphone or any other device and a stable internet connection. There is no need to step outside, submit document hard copies or contact insurance brokers or agents. Just follow the steps given below:
• Visit the HDFC ERGO website
• Enter your bike registration number and click on 'Get Your Quote'. Alternately, you can select 'Proceed Without Bike Number'.
• Supply your personal details like name, contact number, mail ID, location, etc.
• You will get the quote. Cross check the calculation carefully.
• Select the policy and add-on covers that you want and complete the payment.
• The soft copy of the policy will be generated instantly and shared with you.
The no claim bonus or NCB is applicable only for own damage or comprehensive policies. If you do not make claims, you get an NCB discount on your renewal premium for every claim-free year. If you have a third-party policy only, you will not get any NCB even if you do not make any claim for an entire five-year period.
If you have bought your policy online, you will get a soft copy of the policy and the insurer will also share one copy of it on your registered mail ID. The soft copy is valid and you can refer to it if there is a vehicle checking going on. If you have a downloaded copy on your smartphone, you can show it to the police if you forget to carry the hard copies. In case you do not have a soft copy, you might need to pay the fine that they will charge.
No, NCB is associated with the owner-driver/seller of the bike and not the policy. Hence, even when they sell the bike, they get to retain the NCB. However, in case you have a bike insurance policy with another insurer but now wish to switch to HDFC ERGO for insuring your second-hand bike, then any NCB that you have collected can be transferred to the new policy. For that, you need to request your previous insurer to give you an NCB transfer certificate.
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