Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
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Home / Two Wheeler Insurance / Hero Two Wheeler Insurance / Maestro Edge Insurance

Hero Maestro Edge bike Insurance Online

Hero Maestro Edge bike Insurance

There are no prizes for guessing why Hero MotoCorp has emerged as the largest manufacturer of commuter two-wheelers in the world and has a global export footprint. All its bike models are technologically advanced, great looking and super comfortable to ride. The company has come a long way from those days of technical collaboration with Honda, in Japan, and continues to introduce successful models to cater to every kind of rider. While motorcycles continue to be the frontrunners of Hero MotoCorp, the scooter portfolio of the company has also carved a special niche for itself. Maestro Edge, especially, has earned its place among the top-selling scooters in India.

Popular Hero Maestro Edge Variants

1
Hero Maestro Edge 110
This is the commuter model at the entry level, and it is extremely fuel-efficient. If you are looking for something high quality yet affordable, this one is for you. The scooter comes with a 110.9 cc fuel injected single cylinder engine that is compliant with the BS-VI emission norms. The scooter has a maximum power of 6 kW @ 7250 RPM and maximum torque of 8.7 Nm @ 5750 RPM. Safety features include a side stand indicator, integrated braking system and an always-on headlamp. With a 5 litre fuel tank, you can go a really long way.
2
Hero Maestro Edge 125
This is the performance and joy ride model of Hero Maestro Edge that strikes a balance between remarkable fuel efficiency and performance. It is meant for those looking for some more oomph and fun from their daily commute. The scooter comes with a 124.6 cc fuel injected single cylinder engine that is compliant with the BS-VI emission norms. It has a maximum power of 6.7 kW (9 BHP) @ 7000 RPM and maximum torque of 10.4 Nm @ 5500 RPM. Advanced features like X-Sens smart sensor technology with PGM Fi, tubeless tyres, and disc brakes with IBS make it a hit.

Types of Hero Maestro Edge Insurance HDFC ERGO Offers

As a leading bike insurance provider in India, HDFC ERGO offers the best policies at the best prices. We offer a wide product portfolio which we regularly optimise based on customer feedback, industry trends, as well as the regulatory framework laid down by the appropriate authorities. You can choose from the following Hero Maestro Edge bike insurance policy options.

You might be looking for a policy that just takes care of legal compliance. Or you might not want to spend too much money on the premium if you won’t be riding much or if you intend to sell off the scooter. Either way, the third party bike insurance will take care of it. You will be covered for:

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

No matter which model you have, this is the best policy hands-down. It takes care of both the financial and legal aspects of bike insurance and covers you for:

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

Did you buy your Hero Maestro Edge recently? Then your third party cover might be still active. Or maybe you have been buying just the third party cover till date. In that case, the standalone own damage bike insurance cover can boost your protection by leaps and bounds. With this policy, you are covered for:

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

If you are looking to get insurance for a brand-new Hero Maestro Edge scooter, HDFC ERGO has just the right solution for you. This policy comes with 5 years of third party cover and 1 year of own damage cover. You are protected against:

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

Inclusion & Exclusions of Hero Maestro Edge Insurance

Our HDFC ERGO Hero Maestro Edge bike insurance is specially designed to offer you the maximum protection possible. Plus, if you need an extra bit of protection, we also provide a number of add-ons to super-charge your base policy. A standard comprehensive bike insurance policy comes with the following inclusions:

Accidents

Accidental damages

Unsafe drivers, poor road conditions and bad luck can often lead to road accidents. The good news is that our Hero Maestro Edge bike insurance policy pays for the repair cost.

Personal accident

Personal accident

As per the Insurance Regulatory and Development Authority of India, a vehicle owner driver is required to get a personal accident cover policy which comes with INR 15 lakhs sum assured and can be used in case of hospitalisation for accidental injuries. Even if you own multiple vehicles, this cover is only needed once.

Theft

Theft

Despite the best efforts of legal authorities, bike theft is a major problem in our country. This is the reason why we offer compensation in case your bike gets stolen.

Calamities

Natural Calamities

Being a large and diverse country, India has varied terrains and climatic conditions. Hence, natural calamities like earthquake, floods, snowstorms or hailstorms are common. If your scooter gets damaged in any natural calamity of such kind, Hero Maestro Edge bike insurance will cover you.

Third Party Liability

Third Party Liability

We make sure that you ride your scooter in a legally compliant manner with this cover. It is mandatory as per the Motor Vehicles Act and compensates a third party in case of personal injury or property damage caused by your vehicle in an accident.

How to Renew Hero Maestro Edge Insurance Online?

At HDFC ERGO, the Hero Maestro Edge bike insurance policy renewal process is super simple and quick. By following just five steps, you can get an insurance policy instantly issued. It will take just about three minutes. Here is what you need to do:

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

There are a number of reasons why HDFC ERGO is trusted by more than a crore Indians for various insurance needs. Here are the top ones, if you are planning to get Hero Maestro Edge bike insurance.

Affordable premium

Affordable premium

Did you know that we offer as much as 70% discount on bike insurance premium? These discounts are based on a variety of factors, including discounts when you do not make claims on your policy from one year onwards as well as discounts for members of automobile associations.

Large network of cashless garages

Large network of cashless garages

We have more than 1900 cashless garages in our network that are spread across the country, which means you are never too far from a reliable and affordable place to get your vehicle repaired.

Advanced technologies

Advanced technologies

We use multiple advanced technologies to ensure accuracy and speed in our business processes and customer interactions. We offer online policy renewals as well as AI enabled motor claim settlement.

Overnight repair service

Overnight repair service

Sometimes, your bike might need simple and easy fixes. But you might not have the time to step outside and seek a garage. Hence, we have introduced a doorstep repair service where experts will visit you and fix your vehicle.

Instant policy issuance

Instant policy issuance

With our online insurance sales model, you don’t have to worry about waiting for your policy for days. When you buy a policy over the internet and make the payment using digital means, the policy will be instantly emailed to you.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


A natural calamity is any naturally occurring phenomenon in which your vehicle gets damaged, and it is beyond the reach of normal human control. Thus, if your bike gets damaged in an earthquake, landslide or flood, you will be compensated as per your policy rules.

A third party bike insurance policy only takes care of your legal compliance when it comes to riding a bike on public roads. This policy does not offer any protection to your own vehicle. So, it is recommended that you buy such a policy only if you are planning to store your bike for long, are in the process of selling it, or if you are on a tight budget.

Your Maestro Edge bike insurance comes with in-built cover for vehicle theft. If your vehicle is stolen, you should inform the insurance company about the incident. Based on the rules laid down in your policy and as per the police report, you will be duly compensated.

You should go for a multi-year comprehensive insurance plan. This has all the features of comprehensive insurance without the hassle of annual renewals. You will also get the No Claims Bonus in advance and protection from future premium or tax hikes.