The TVS XL is a moped bike available in 5 different variants. These include the TVS XL 100 Comfort i- Touch start, TVS XL 100 Heavy Duty-i Touch Start, TVS XL 100 Comfort, TVS XL 100 Heavy Duty and TVS XL 100 Winner Edition. TVS XL is the most affordable moped in the country. It is extremely popular as a delivery vehicle in urban India and because of its high load-carrying capacity; it is really appreciated in rural parts of south India.
Features and Design
TVS XL Heavy Duty-i Touch variant provides for a silent start system, engine kill switch and a USB charger to charge smartphones. The instrument cluster features include an analogue speedometer and odometer readout. The XL 100 is geared with a 99.7cc cylinder, air-cooled, fuel-injected engine that generates 4.4 PS and 6.5 NM.
The engine is connected to a single speed gearbox through a centrifugal clutch. The frame of the bike is suspended on a telescopic fork and a pair of twin shock absorbers. There are also variations across versions. The Heavy Duty variant has slightly beefier shock absorbers more suited to carrying heavier loads; the Comfort variant on the other hand has a softer setup.
The basic design of the TVS XL 100 has remained consistent with the moped look being an all-time favourite. However, the Heavy Duty variant has a more rugged look and the Comfort variant has a more posh and sophisticated design. In compliance with BS6 emission norms, the moped has fuel-injection. It is thus the most affordable fuel-injected two-wheeler in India.
There are two types of two wheeler insurance policy- comprehensive and third-party liability. Comprehensive bike insurance covers your vehicle against accidental damage, theft, fire or natural or man-made calamity. Third party bike insurance cover, which is mandated by the Motor Vehicles Act, protects the vehicle against third-party damages such as injury, accident, property damage or death. The various plans provided by HDFC ERGO include:
This is the best plan provided by HDFC ERGO. as it combines damage cover and third-party cover. It provides protection to both the bike as well as third-parties.
Accident, theft, fire etc.
Personal accident cover
Natural calamities
Third-party liability
Choice of add-ons
This form of insurance plan is mandated by the Motor Vehicles Act. It protects the vehicle against third-party accidental damage or injury.
Personal accident cover
Third-party property damage
Injury to a third-party person
This is meant for those whose damage cover has expired but still fall within the 5 year third-party cover period. This covers the vehicle owner only in case of an accident or theft of the vehicle.
Accident, theft, fire etc
Natural calamities
Choice of add-ons
HDFC ERGO has a special policy for a new two wheeler. This includes five years of bike insurance third party cover and a year of own damage cover.
Accident, theft, fire etc
Natural calamities
Personal accident
Third-party liability
Choice of add-ons
The coverage depends on the policy that you have opted for your TVS XL 100 bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive TVS bike insurance policy will offer protection against the following:
Your savings stay intact as we take care of the financial losses arising due to an accident.
Any loss or damage to your bike due to fires and explosion is covered.
If your TVS XL 100 gets stolen, we will compensate you with the Insured Declared Value (IDV) of the bike.
We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.
You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.
We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.
To enjoy uninterrupted coverage, it is important to renew your TVS XL 100 bike insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!
HDFC ERGO is the leading provider of two-wheeler insurance in India. There are a number of companies in the market that offer insurance for TVS XL 100, but not many can come close to the set of features and advantages offered by us. From AI and app-based claims to a really widespread network of cashless garages and special add-ons like emergency roadside assistance and engine protector cover, HDFC ERGO is always a step ahead of others when it comes to bike insurance. Here are some other reasons to pick us:
Enjoy up to 70% off on the premium of your TVS XL 100 bike insurance policy along with a No Claims Bonus of up to 50%. What more can you ask for?
In case of a breakdown, we are just a call away. Our 24x7 roadside assistance will help you to fix breakdown issues, no matter where you are stranded.
Nearly 80% of the claims we receive get processed on the same day. Plus, we offer paperless claims and self-inspection option. Doesn’t it speak volumes about our simple, quick and seamless claims settlement process?
With our overnight repair service for minor accidental repairs, you don’t have to wait till the break of dawn to get your bike fixed. You can get your bike repaired overnight without losing sleep and get it back in perfect shape the next morning.
Thanks to HDFC ERGO’s 2000+ network garages across India, you will always find a network garage in your vicinity to get your bike repaired.