Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
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4.4

Customer Ratings
Home / Two Wheeler Insurance / TVS Two Wheeler Insurance Online / XL 100

TVS XL 100 Insurance Online

TVS XL 100 Two Wheeler Insurance

The TVS XL is a moped bike available in 5 different variants. These include the TVS XL 100 Comfort i- Touch start, TVS XL 100 Heavy Duty-i Touch Start, TVS XL 100 Comfort, TVS XL 100 Heavy Duty and TVS XL 100 Winner Edition. TVS XL is the most affordable moped in the country. It is extremely popular as a delivery vehicle in urban India and because of its high load-carrying capacity; it is really appreciated in rural parts of south India.

Features and Design

TVS XL Heavy Duty-i Touch variant provides for a silent start system, engine kill switch and a USB charger to charge smartphones. The instrument cluster features include an analogue speedometer and odometer readout. The XL 100 is geared with a 99.7cc cylinder, air-cooled, fuel-injected engine that generates 4.4 PS and 6.5 NM.

The engine is connected to a single speed gearbox through a centrifugal clutch. The frame of the bike is suspended on a telescopic fork and a pair of twin shock absorbers. There are also variations across versions. The Heavy Duty variant has slightly beefier shock absorbers more suited to carrying heavier loads; the Comfort variant on the other hand has a softer setup.

The basic design of the TVS XL 100 has remained consistent with the moped look being an all-time favourite. However, the Heavy Duty variant has a more rugged look and the Comfort variant has a more posh and sophisticated design. In compliance with BS6 emission norms, the moped has fuel-injection. It is thus the most affordable fuel-injected two-wheeler in India.

Popular TVS XL 100 Variants

1
TVS XL 100 Comfort
Available at a starting price of Rs. 41, 185; TVS XL 100 Comfort is available in 5 colours. Designed to cater to rural markets this moped is known for its reasonable price and cheap maintenance. Powered by a 100 cc single-cylinder four-stroke fuel-injected engine, it also has a telescopic suspension in the front and dual hydraulic springs in the back.
2
TVS XL 100 Heavy Duty
The Heavy Duty Moped bike is available at a starting range of Rs. 52,781 and is available in 8 colours. The moped is powered by a 99.7 cc, single cylinder four-stroke engine. It weighs 89 kgs and can carry a load of 130 kgs. The 16 inch spoke wheels ride on telescopic convention and the removable back seat allows for a better load-carrying capacity with a single rider.
3
TVS XL 100 Comfort i- Touch start
This model has a synchronized braking system, engine kill switch and a charging point. It also possesses silver oak coloured panels, dual tone seat, chrome silencer guard and headlamp fairing. This variant is available in 4 colours and gives a mileage of 80 kmpl.
4
TVS XL 100 Heavy Duty-i Touch Start
Available in 5 colours the starting price of this variant is Rs 49,564. It has a mileage of 80 kmpl and is powered by a 99.7 cc engine with a power of 4.4 PS. With a fuel capacity of 4 litres and a 4 stroke single cylinder engine, this variant offers a very competitive mileage.
5
TVS XL Winner Edition
Fitted with a chrome exhaust shield, chrome mirrors and a metal floorboard, this variant is available at a price of Rs 49,599. It also has a unique paint scheme with beige body work and a dual tone, beige and tan split seat setup. The engine remains the 99.7cc single cylinder engine producing 4.3 bhp at 6000 rpm and 6.5 Nm of torque at 3500 rpm.

Types of TVS XL 100 Insurance HDFC ERGO Offers

There are two types of two wheeler insurance policy- comprehensive and third-party liability. Comprehensive bike insurance covers your vehicle against accidental damage, theft, fire or natural or man-made calamity. Third party bike insurance cover, which is mandated by the Motor Vehicles Act, protects the vehicle against third-party damages such as injury, accident, property damage or death. The various plans provided by HDFC ERGO include:

This is the best plan provided by HDFC ERGO. as it combines damage cover and third-party cover. It provides protection to both the bike as well as third-parties.

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

This form of insurance plan is mandated by the Motor Vehicles Act. It protects the vehicle against third-party accidental damage or injury.

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

This is meant for those whose damage cover has expired but still fall within the 5 year third-party cover period. This covers the vehicle owner only in case of an accident or theft of the vehicle.

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

HDFC ERGO has a special policy for a new two wheeler. This includes five years of bike insurance third party cover and a year of own damage cover.

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Inclusion & Exclusions of TVS XL 100 Insurance

The coverage depends on the policy that you have opted for your TVS XL 100 bike. If it is third-party liability, then it will provide coverage against any damage only to a third-party person or property. But a comprehensive TVS bike insurance policy will offer protection against the following:

Accidents

Accidents

Your savings stay intact as we take care of the financial losses arising due to an accident.

Fire & Explosion

Fire & Explosion

Any loss or damage to your bike due to fires and explosion is covered.

Theft

Theft

If your TVS XL 100 gets stolen, we will compensate you with the Insured Declared Value (IDV) of the bike.

Calamities

Natural/Manmade Calamities

We cover any damage caused to your bike due to floods, earthquakes, storms, riots and vandalism.

Personal Accident

Personal Accident

You get a personal accident cover of up to Rs 15 lakh to take care of your medical expenses in case of any accident.

Third Party Liability

Third Party Liability

We provide protection against your financial liabilities in case you cause damage or injury to a third-party person or their property.

How to Renew TVS XL 100 Insurance?

To enjoy uninterrupted coverage, it is important to renew your TVS XL 100 bike insurance policy on time. With just a few clicks, you can easily renew your policy from the comfort of your home. Follow the below four-step process and get your bike secured instantly!

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

HDFC ERGO is the leading provider of two-wheeler insurance in India. There are a number of companies in the market that offer insurance for TVS XL 100, but not many can come close to the set of features and advantages offered by us. From AI and app-based claims to a really widespread network of cashless garages and special add-ons like emergency roadside assistance and engine protector cover, HDFC ERGO is always a step ahead of others when it comes to bike insurance. Here are some other reasons to pick us:

Affordable premium

Affordable premium

Enjoy up to 70% off on the premium of your TVS XL 100 bike insurance policy along with a No Claims Bonus of up to 50%. What more can you ask for?

24x7 roadside assistance

24x7 roadside assistance

In case of a breakdown, we are just a call away. Our 24x7 roadside assistance will help you to fix breakdown issues, no matter where you are stranded.

Easy claims

Easy claims

Nearly 80% of the claims we receive get processed on the same day. Plus, we offer paperless claims and self-inspection option. Doesn’t it speak volumes about our simple, quick and seamless claims settlement process?

Overnight repair service

Overnight repair service

With our overnight repair service for minor accidental repairs, you don’t have to wait till the break of dawn to get your bike fixed. You can get your bike repaired overnight without losing sleep and get it back in perfect shape the next morning.

Cashless assistance

Cashless assistance

Thanks to HDFC ERGO’s 2000+ network garages across India, you will always find a network garage in your vicinity to get your bike repaired.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


Online renewal is the easiest and most user-friendly form for renewing one’s bike insurance as the policy gets sent to one’s registered mail id and one can avoid any inspection.
There are 4 categories of add-on covers that one can opt for. These include zero- depreciation cover, roadside emergency assistance, accessories cover and engine protection cover.
The no claim bonus is valid up to 90 days from the date of the previous policy’s expiry. If the policy is not renewed within 90 days the no claim bonus becomes zero and no benefit is passed on to the renewed policy.