Two Wheeler Insurance with HDFC ERGO
Two Wheeler Insurance with HDFC ERGO
Annual Premium starting at just ₹538*

Annual Premium starting

at just ₹538*
7400+ Cashless Network Garages ^

2000+ Cashless

Network Garages**
Emergency Roadside Assistance

Emergency Roadside

Assistance
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4.4

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Home / Two Wheeler Insurance / Vespa Insurance

Vespa Insurance Online

Vespa Two Wheeler Insurance

Vespa, manufactured by Piaggio, is an Italian luxury brand of scooter. Despite facing several ups and downs, it has come a long way from being a single model motor scooter in 1946 by Piaggio & Co, Italy, to a full line of scooters. Now, it is one of the seven companies owned by Piaggio. Right from their inception, Vespa scooters have been known for their painted, pressed steel body combined in a unified structural unit, a whole cowling for the engine, a flat floorboard, and a prominent front fairing that provides wind protection. Later, Piaggio filed a patent for the Vespa scooter design in April 1946, and the patent was approved.

In 1960, Piaggio first partnered with Bajaj Auto to produce Vespa scooters in India. But after a decade, due to some political reasons, Piaggio's license was not granted a renewal. Later, Vespa again partnered with LML Motors, and it produced the P-Series scooters for the Indian market, but in 1999 due to a dispute, this partnership also ceased. Later, in the 2012 Auto Expo held in New Delhi, Piaggio unveiled its range of premium scooters. This time, the iconic Vespa re-entered the Indian market without any local partner and slowly regained popularity.

Post the Covid-19 pandemic, Piaggio India has introduced its e-commerce platforms with exclusive online stores for its iconic brand Vespa, and this has been an instant hit amongst its loyalties. Using the Vespa Connectivity App, users can now access their scooter’s details, service history, last-parked location, etc.

Popular Vespa Variants

1
Vespa VXL 150
The 2020 Vespa 150 range is powered by a 154.8cc single-cylinder air-cooled motor that’s good for 10PS of power and around 10Nm of torque, and its fuel tank has a capacity of 8 liters. Also, The Vespa VXL 150 and SXL 150 have features like Smartphone connectivity options for added practicality.
2
Vespa Notte 125
Vespa Notte 125 BS6 is the most affordable Vespa in the country. The scooter employs a 125cc three-valve engine that produces 10.6PS of power and 10.6Nm of torque.
3
Vespa LX 125
Vespa LX 125 operates with a 124.45 cc BS6 engine, and it is available in 1 color only. Piaggio has further updated its Vespa range of 125cc scooters in India with the CBS -Combined Braking System.
4
Vespa SXL 150
A single-cylinder fuel-injected BS6 engine powers Vespa 150cc Racing Sixties. It makes 10.46PS of power at 7600rpm and 10.60Nm of peak torque. The SXL is a premium version having a rectangular headlamp, mirrors, and fancy matte-finished color options. Because of its premium price tag, the Vespa SXL 150 doesn’t yet have a competitor in India. It is also available in a limited-edition Racing Sixties avatar.
5
Vespa Elegante 150
Vespa launched its flagship scooter, the Elegante 150, in 2017. The Vespa Elegante 150 is a classier version of the VXL 150, and the design is unmistakably Vespa with smooth-flowing bodywork. The Elegante 150 has the same engine as other 150cc Vespa scooters. Paired with a CVT unit, the engine is good for 11.5PS at 7000 rpm and 11.5 Nm at 5500 rpm.
6
Vespa Urban Club 125
The Vespa Urban Club 125 is another affordable Vespa in the company’s portfolio. The scooter is powered by a 124cc, three-valve engine that registers 9.8bhp of power and 10.9Nm of peak torque and has a fuel tank capacity of 7.4 liters.
7
Vespa Electrica
This electric Vespa scooter is expected to be launched in the Indian market by July 2022. It will be available in a single variant and powered by a 3600 W motor. Its battery charging time is roughly around 3.5 hours, and it can cover 100Km/charge.

Types of Vespa Insurance HDFC ERGO Offers

HDFC ERGO offers the following two-wheeler/scooter insurances for Vespa Scooter:

Short-term comprehensive insurance is the most suggested option as nothing protects your scooter better than comprehensive two-wheeler insurance provided by HDFC ERGO. The all-in-one comprehensive insurance plan by HDFC ERGO includes-

X
Suitable for bike lovers seeking all-rounded protection, this plan covers:
bike accident

Accident, theft, fire etc.

Personal accident cover

Natural calamities

Third-party liability

Choice of add-ons

EXPLORE MORE

We at HDFC ERGO have a Long Term two wheeler Insurance Package Policy too that is designed to secure your scooter for the long run. A scooter insurance policy for two-three years (2/3 yrs) will help you evade the trouble of yearly renewal. You can also avoid third-party hikes in premium every year, and your scooter remains covered for the long term. The long-term comprehensive plan includes:

X
Suitable for those who use the bike infrequently, this plan covers:

Personal accident cover

Third-party property damage

Injury to a third-party person

A third-party cover - the most basic type of two-wheeler policy that offers protection in case of damages & losses your two-wheeler could cause to the third-party person/ property. In case of an accident, claims that the injured person raises can be covered under this policy, thus reducing your financial burdens and stress. Third-party liability insurance is mandatory under the Motor Vehicles Act, 1988. Third-Party two-wheeler insurance policy includes:

X
Suitable for those who already have a valid third party cover, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Choice of add-ons

If you already have a third-party liability insurance policy, the standalone own damage bike insurance policy is best for you. This policy covers you against losses arising from damage to yourself and your vehicle due to an accident. Furthermore, you can also unlock the choice of add-ons to enhance your coverage. The standalone insurance plan includes:

X
Suitable for those who have purchased a brand new two-wheeler, this plan covers:
bike accident

Accident, theft, fire etc

Natural calamities

Personal accident

Third-party liability

Choice of add-ons

Why Do You Need Two-wheeler Insurance for Vespa?

One of the most popular scooters globally, the Vespa has re-entered the Indian market as a premium scooter brand. However, just buying this premium scooter isn’t enough; you need to have the right insurance policy to ensure your peace of mind. A Vespa Insurance Policy that offers financial coverage to both you and the third party in case of any loss/damage that might happen due to accidents, theft, earthquake, and floods is a must.

Further, with our poor road conditions and reckless drivers on the streets, there always is a risk of accidents. It is in your best interest to help yourself stay shielded financially from accidents and their consequences and get your two-wheeler insured.

Inclusion & Exclusions of Vespa insurance

The coverage that a Vespa insurance policy offers is based on the type of policy you have chosen. If you have selected Third party bike insurance, it will provide coverage against damage to a third-party person or property. However, if you opt for a comprehensive bike insurance plan, it will cover the following:

Accidents

Accidents

It covers any financial loss that may arise due to damage to your scooter as a result of an accident. We ensure cashless repairs at our vast network of cashless garages.

Fire & Explosion

Fire & Explosion

It also covers any damage that might occur to your scooter due to fires/ explosions/ lightning/ self-ignition damage.

Theft

Theft

In case of theft, you will get compensated as we cover the total loss of your two-wheeler.

Calamities

Natural/Manmade Calamities

Any natural or artificial calamities like earthquakes, storms, floods, riots, and vandalism are also covered in case of damage to your scooter.

Personal Accident

Personal Accident

We also offer a compulsory personal accident cover for up to INR 15 lakhs.

How to Renew Vespa Insurance?

You can easily renew your Vespa insurance policy online from the comfort of your home with HDFC ERGO. Our hassle-free process allows you to renew your policy in just a few minutes. Following are the few steps to renew your insurance policy:

  • Step #1
    Step #1
    Visit HDFC ERGO website and choose to buy or renew your policy
  • Step #2
    Step #2
    Enter your bike details, registration, city, and previous policy details, if any
  • Step #3
    Step #3
    Provide your email ID, and phone number, to receive the quote
  • Step #4
    Step #4
    Make the online payment and get covered instantly!

Why HDFC ERGO Should be Your First Choice?

In India, HDFC ERGO is the largest provider of two-wheeler insurance. There are a number of companies that provide insurance for Vespa in the market, but few can match the features and benefits that we provide. When it comes to bike insurance, HDFC ERGO is constantly one step ahead of the competition, from AI and app-based claims to a large network of cashless garages and specific add-ons like emergency roadside assistance and engine protector cover. Here are a few more reasons to choose us:

Affordable premium

Affordable premium

You can relax and enjoy a premium reduction of up to 70% on your Vespa bike insurance policy, as well as a No Claims Bonus of up to 50%.

24x7 roadside assistance

24x7 roadside assistance

We are only a phone call away in the event of a breakdown. No matter where you are stranded, our 24-hour roadside assistance will aid you in resolving your breakdown concerns.

Easy claims

Easy claims

We process about 80% of the claims we receive on the same day. We also have a paperless claims option and a self-inspection option. No wonder HDFC ERGO's claims settlement process is straightforward, quick, and seamless.

Overnight repair service

Overnight repair service

You don't have to wait until the wee hours of the morning to get your bike restored with our overnight repair service for small accidents. You may have your bike repaired without missing sleep overnight and have it back in fine condition the next morning.

Cashless assistance

Cashless assistance

Considering the current digital needs of online payments, we provide services that are completely cashless and secure. Plus, you can always locate a network garage in your area to get your bike fixed thanks to HDFC ERGO's 2000+ network garages across India.

2000+ Network Garages Across India
2000+ˇ Network Garages
Across India

Frequently Asked Questions


Usually, two-wheeler insurance policies cover the claim amount after deducting the depreciation. But, with an HDFC ERGO zero-depreciation cover, no deductions are made, and you get the entire amount in your hands.
Yes, HDFC ERGO Emergency Assistance add-on Cover offers you round-the-clock assistance to deal with emergency breakdown issues. The cover includes minor repairs on-site, lost key help, duplicate key issues, tyre changes, battery jump starts, fuel tank emptying, and towing charges.
Renewal of your expired policy can be done online. There is no inspection, and you can buy the policy easily online, and on making the payment, you will receive the policy copy.
Yes, you must have a third-party liability policy as per the Motor Vehicle Act.
Yes, it is possible to upgrade when renewing your policy.